Technical Underwriter - Commercial Property & Liability

Working hours: 35 hours per week, Monday to Friday

Duration: Permanent

Location: Gloucester

Job : 05359

Ecclesiastical Insurance
, who are proudly part of Benefact Group are looking for a Technical Underwriter to join our Gloucester office.

You’ll act as a technical specialist for Commercial Property
and Liability
Underwriting within our Direct Commercial Underwriting Team
, providing expert support on complex cases, referrals, appetite, technical standards and governance. Supporting profitable portfolio performance, building underwriting capability through coaching and training, and work with key stakeholders to deliver strong customer outcomes and continuous improvement.

Join a collaborative and inclusive culture that’s committed to making a difference and building a more sustainable future. Ranked amongst the UK's 15 Best Big Companies to Work For in 2025, we offer fantastic career and development opportunities within a rapidly growing, innovative Group - where all profits go to charity and good causes.

• Develop, negotiate and profitably underwrite new and existing Commercial Property and Liability business within authority, ensuring alignment with underwriting appetite, strategy, portfolio objectives and regulatory requirements.

• Provide senior technical underwriting expertise and referral support, making sound decisions on risk acceptance, pricing, coverage, policy wordings, terms and conditions, while maintaining technical standards and governance.

• Monitor and manage portfolio performance, identifying trends in risk quality, profitability, rate adequacy, audit outcomes and emerging risks, and implementing actions to improve underwriting quality and consistency.

• Coach, mentor and develop underwriting capability across the team, providing technical guidance, knowledge sharing, training and updates to promote consistency, confidence and best practice.

• Support product, pricing, wording, process and system development initiatives, providing technical insight, project support and feedback from market, partner and casework experience.

• Collaborate with underwriting, pricing, claims, risk and operational stakeholders, monitoring market, regulatory and competitor developments and translating insights into effective underwriting actions and continuous improvement.

• Strong technical expertise in Commercial Property and Liability underwriting, including risk assessment, coverage, pricing, policy terms, conditions, controls and underwriting appetite.

• Proven experience underwriting complex Commercial Property and Liability risks, demonstrating sound judgement in risk selection, acceptability, pricing and commercial decision-making.

• Good understanding of portfolio management and performance, including rate adequacy, risk quality, exposure, profitability, audit outcomes and emerging market trends.

• Knowledge of underwriting governance and regulation, with the ability to apply underwriting standards, product governance, fair value and conduct requirements consistently.

• Strong leadership and stakeholder management skills, with experience providing technical referrals, coaching, mentoring and building effective relationships across teams and partners.

• Highly analytical, organised and proactive, using data, MI and audit insights to drive continuous improvement, share best practice and support ongoing professional development, ideally supported by ACII, Dip CII or equivalent qualifications.

• A competitive salary - let's discuss it

• Hybrid working

• Group Personal Pension - up to 12% employer contribution

• Generous annual bonus scheme: on-target bonus between 6% and 24%

• 25 days annual leave plus bank holidays, and a holiday buy and sell scheme

• An array of health and wellbeing benefits, including private healthcare, income protection and life assurance

• £200 annual personal grant to a charity of your choice

• Encouraged to take at least one volunteering day per year

• Employee Assistance Programme

• Full study support to gain professional qualifications

• Access to virtual GP

• Enhanced maternity and paternity pay

"We're a large, energetic team that…