Mortgage Loan Officer

• Title:
  
  Mortgage Loan Officer
• Type:
  Full Time
• Experience:
  
  3+ Years
• Function:
  Mortgage Lending
• Location:
  
  Grand Rapids, MI, United States
• Company:
  Independent Bank

Independent Bank is a community-focused financial institution providing a wide range of competitive banking products, services, and technology.

The bank is hiring a Mortgage Loan Officer who will originate various residential mortgage loans and participate in business development initiatives within the local community.

• High School Diploma or equivalent education (required)
• Bachelor’s Degree or equivalent years of working experience (preferred)

• 3+ years of sales experience, originating real estate mortgage loans (preferred)

• Continually network to build relationships, attend functions, provide education and services to realtors, builders, and other partners in the community.
• Solicits residential mortgages through relationships built with realtors, builders, major employers, and community involvement.
• Provides service to customers and prospective customers seeking residential mortgages. Such service includes but is not limited to –
• Communicate and interview borrowers to determine the best programs available for the borrower’s income, assets, and credit profile.
• Assist borrowers with the application process utilizing Blend and Encompass.
• Ensure necessary documentation is uploaded from the borrower to complete loan applications for submittal to underwriting.
• Price and lock interest rates and monitor lock expiration dates.
• Assist operations as needed during the process of loan.
• Make appropriate introductions to other departments in the bank to offer borrowers other bank products, if applicable.
• Performs other related duties as assigned.

• Excellent interpersonal, presentation, and communication skills
• Proven networking and relationship-building skills

• Fast-paced, deadline-driven environment
• Involves phone calls, emails, and paperwork
• May require evening or weekend hours
• Regular interaction with clients and lenders
• Works in office or remote settings

• A knowledgeable, goal-driven, and exciting team of colleagues.
• Community-focused events and volunteer opportunities.
• Competitive compensation package.
• Exposure to different areas of banking and the ability to work with leaders within the industry.

Independent Bank is an Equal Opportunity Employer.