Senior Vice President Chief Commercial Officer

Senior Vice President Chief Commercial Officer

1 week ago Be among the first 25 applicants

Primary

Location:

5664 Prairie Creek, Grand Rapids, MI

Employee Status:
Full-time

Workplace Type:
Fully On-Site

At LMCU, you'll find more than just a job - discover a fulfilling career where your contributions truly matter. Join our talented team at Lake Michigan Credit Union and discover the difference an employer who puts people first can make in your career and life.

The role of the Senior Vice President, Chief Commercial Officer has overall responsibility for the Credit Union's commercial lending portfolio inclusive of commercial loans enhanced through the U.S. Small Business Administration. Oversee commercial lending policy, procedure and reporting activity in all commercial lending markets. Participate in the development and recommendations of the Credit Union's commercial lending objectives and practices. Is a seated and voting member of all officer loan committees.

Continually evaluates loan portfolios and analyzes any developing trends.

• Provide leadership and direction to all commercial-related teams and activities.
• Develop, manage and grow commercial loan portfolios across all markets.
• Monitor and communicate regulatory changes, market trends and changes in lending policy and strategy.

• Approve larger loan transactions and provide guidance on loan structure and pricing to ensure credit union's quality, profit and asset/liability goals are met.
• Work with commercial lending market leadership to competitively price loans while helping minimize Credit Union's exposure to interest rate risk.
• Participate and approve market commercial lending plans and budgets.

• Maintain active involvement with the Credit Union's largest and most critical credit relationships and decisions.
• Work closely with Senior Retail, Wealth Management and Treasury Management leaders to establish and maintain a cross-functional sales approach.

• Actively represent LMCU in national and regional industry forums, working groups, and associations (e.g., Mortgage Bankers Association, SBA programs, credit union networks).
• Stay ahead of emerging trends, competitive shifts, and regulatory changes impacting lending.
• Advocate for policies and practices that benefit members, communities, and the credit union movement.

• Represent Credit Union in community activities, events and organizations.

• Work with commercial lending leadership to ensure appropriate quality levels are maintained in the various commercial lending portfolios and problem credits are resolved in a timely manner to minimize potential loss.

• Bachelor's degree in Business, Finance, or related field; MBA or advanced degree preferred.
• 15+ years of experience in commercial lending, with proven success in portfolio management and business development; prior supervisory experience is preferred.
• Thorough knowledge of commercial lending policy, depository services, credit union operations, and organizational mission and culture.
• Expert-level communication and interpersonal skills with proven ability to influence stakeholders, resolve complex issues, and build trust across all organizational levels.
• Strong financial analysis capabilities with solid understanding of financial statements, accounting principles, and ability to present complex technical concepts clearly.
• Highly organized and detail-oriented with strong relationship-building skills across business units and leadership teams.
• Active involvement in community and industry organizations preferred.

• All Employees: weekly pay and retirement savings options.
• Full Time Employees: comprehensive health coverage including medical (with prescription), dental, vision, HSA match, paid parental leave, and tuition reimbursement.
• To see a full list of our benefit offerings, check out this helpful guide!

Have additional questions about the role? Email the Talent Acquisition Team at:
Careers
.

If you lack access to the internet or require an accommodation in the application process, please send your resume via mail to 12471 W. Linebaugh Ave., Tampa, FL 33626.

LMCU is an Equal Opportunity Employer.

• Executive

• Full-time

• Business Development and Sales

• Banking