Loan Processor

Park State Bank’s Core values are GROWTH, TEAMWORK, RESPONSIVE, TRANSPARENT, And INNOVATIVE. We endeavor to live by these values in all that we do!

The mission of Park State Bank is to deliver exceptional client service, strategic banking solutions and a community-friendly experience.

The Loan Processor plays a key role in the Credit Administration department, partnering with lenders, credit analysts, and other Bank departments to prepare and process consumer and commercial loans from documentation through closing and post-closing. This position is responsible for ensuring loan documentation is accurate, complete, compliant, and consistent with approved loan terms and Bank policies. The Loan Processor utilizes available technology, including AI-assisted tools, to support accuracy, efficiency, communication, and continuous process improvement.

• Prepare and review loan documentation for consumer and commercial loan originations, renewals, and modifications, including real estate, non-real estate, Home Equity Lines of Credit (HELOCs), and participation loans. Ensure documentation is accurate, complete, consistent with approved loan terms, and properly authorized prior to client signature.
• Coordinate required loan and collateral documentation, including ordering and reviewing flood determinations, title work, Uniform Commercial Code (UCC) searches, and other third-party services. Work with lead or participating banks, lenders, and other appropriate parties to obtain required documentation and resolve outstanding items.
• Accurately and timely upload loans to the Bank’s core system and process loan proceeds through appropriate methods, including checks, wire transfers, loan payoffs, and deposits to Bank accounts.
• Perfect and maintain the Bank’s security interest in collateral by completing required lien, UCC, title, and other collateral-related documentation and tracking outstanding collateral and post-closing items through completion.
• Maintain complete and organized loan records, including preparing documentation for imaging and record retention and maintaining applicable loan processing logs, filing fee records, and supporting documentation.
• Support an accurate, timely, and responsive loan process by communicating with lenders, internal teams, participating institutions, and other appropriate parties to address documentation needs, outstanding items, and processing questions.
• Use available technology and resources, including AI-assisted tools responsibly to improve accuracy, efficiency, communication, research, and workflow while maintaining appropriate review, confidentiality, and information security standards.
• Identify and recommend opportunities for continuous improvement in loan processing workflows, procedures, technology use, and department efficiency.

• Client & Results Orientation
• Integrity & Initiative
• Accountability
• Teamwork
• Adaptability

• Strong written and verbal communication skills
• Exceptional attention to detail and commitment to accuracy
• Strong organizational and time-management skills with the ability to effectively manage multiple priorities, meet deadlines, and perform accurately in a fast-paced, high-pressure environment
• Highly proactive and self-motivated, with the ability to anticipate needs, take ownership of responsibilities, and follow tasks through to completion
• Strong follow-up skills with the ability to monitor outstanding items, reports, and deadlines without requiring frequent reminders
• Effective problem-solving and decision-making skills
• Ability to work independently while also collaborating effectively as part of a team
• Highly adaptable and…