Compliance Manager, Finance & Banking

Role Overview

Specialty Capital is seeking a Compliance & BSA Analyst to support the execution and ongoing maintenance of our compliance and BSA/AML programs as we partner with a regulated bank sponsor. This role plays a critical part in ensuring regulatory readiness, supporting bank examinations and audits, and maintaining strong controls across lending, servicing, marketing, and third-party relationships.

This is a hands-on, execution-focused role, ideal for a candidate with foundational experience in bank or fintech compliance and BSA/AML, who understands regulatory expectations and thrives in a fast-growing environment.

• Support the day-to-day operation of Specialty Capital’s Compliance Management System (CMS).
• Maintain and update compliance policies, procedures, risk assessments, and applicability matrices.
• Assist with preparation of materials for bank partner due diligence, audits, and ongoing monitoring.

• Support compliance oversight across applicable laws and regulations, including:
  • ECOA / Regulation B
  • FCRA / FACTA
  • TILA / Regulation Z
  • UDAAP / UDAP
  • CAN-SPAM, TCPA / TSR
  • E-SIGN, ADA
  • SCRA
  • Applicable state lending and disclosure requirements
• Track regulatory changes and assist in assessing applicability and operational impact.

Support execution of compliance monitoring and testing plans, including documentation of results and remediation tracking.

• Support the execution of Specialty Capital’s BSA/AML/CFT program, including:
  • Customer Identification Program (CIP)
  • Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD)
  • Beneficial ownership documentation
  • OFAC screening support
• Assist in maintaining BSA/AML policies, procedures, and risk assessments.
• Support SAR‑related documentation and escalation processes (as applicable).
• Maintain BSA training records and assist with employee training coordination.
• Support bank partner and auditor requests related to BSA/AML controls.

• Assist with review, maintenance, and version control of:
  • Loan agreements and promissory notes
  • Adverse Action Notices
  • Privacy Notices
  • Applicant and guarantor disclosures
• Help validate the accuracy and consistency of disclosures generated by internal systems and third‑party vendors.

• Support the complaint management program, including logging, tracking, and trend analysis.
• Assist with issues management, ensuring corrective actions are documented, tracked, and completed.
• Help incorporate prior audit findings and regulatory feedback into ongoing monitoring activities.

• Support compliance aspects of third‑party risk management, including:
  • Vendor due diligence and onboarding documentation
  • Review of SOC reports, certifications, and compliance artifacts
  • Tracking ongoing monitoring requirements
• Coordinate with Operations, Legal, and IT on vendor compliance obligations.

• Assist in coordinating compliance and BSA/AML training for employees and contractors.
• Maintain training schedules, logs, and completion records.
• Prepare compliance summaries and reporting for internal leadership and bank partners.

• 1+ year of experience in compliance, BSA/AML, risk, audit, or regulatory support within:
  • Banking
  • Fintech
  • Consumer or small‑business lending
• Working knowledge of core U.S. financial‑services regulations and BSA/AML fundamentals.
• Strong organizational skills and attention to detail.
• Ability to work cross‑functionally with Operations, Credit, Product, and Technology teams.
• U.S.
  
  -based and authorized to work in the United States.

• Experience supporting bank sponsor relationships or regulatory examinations.
• Exposure to Compliance Management Systems (CMS).
• Familiarity with complaint management, monitoring/testing, or audit support.
• Bachelor’s degree in Business, Finance, Risk, Compliance, or related field.