Mortgage Loan Processor

Mortgage Loan Processor

Key responsibilities:

Client Interaction and Loan Process:
· Collect loan documents including income, employment verification, bank statements, property documentation, credit reports, etc.
· Analyze financial data calculating debt to income ratios and other financial metrics to evaluate loan suitability.
· Ensure the application is complete and accurate before submitting it to the underwriter for review.
· Contact borrowers to request missing information, update them on loan status, and answer questions.
· Clear conditions and collect documents needed from underwriting.
· Track loan status throughout the process and address any issues that arise.
· Communicate proactively with internal teams, clients, and external partners, to provide updates on request status and progress.
· Ensure accuracy and compliance with regulatory requirements.

Required skills and qualifications:

- MINIMUM of 5 years experience of working in a high volume mortgage environment
· Attention to detail with the ability to carefully review documents for accuracy and identify potential errors.
· Strong organizational skills to efficiently manage large volumes of documents and files within the pipeline.
· Financial analysis skills being able to understand financial statements, credit reports, and debt-to-income ratios.
· Effectively communicate with borrowers, loan officers, underwriters, etc.
· Proficiency in computer software and technology savvy.
· Able to keep up with a fast-paced environment.
· Willingness to communicate primarily by phone, email and text.
Compensation:

Salary plus commission

This position is eligible for bonuses.

This position is eligible for commissions.

This information is intended to be a general overview and may be modified by the Company due to factors affecting the business.

What we offer:

Full training in the sales process and products

Great Benefit package including:

Full-Time Base plus Commission Role Health, Dental and Vision Insurance Life Insurance Paid Time Off
401(k)
True potential for advancement, we always endeavor to promote from within.

Compensation details:  Yearly Salary

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