Associate Medical Underwriter

Remote (USA)

• Portland, OR
• Remote, USA

Full time

REQ
007109

The next part of your journey is right around the corner — with The Standard.

A genuine desire to make a difference in the lives of others is the foundation for everything we do. With a customer-first mindset and an intentional focus on building strong teams, we’ve been able to uphold our legacy of financial stability while investing in new, innovative technologies that support the needs of our customers. Our high-performance culture focused on operational excellence thrives thanks to remarkable people united by compassion and a customer-first commitment.

Are you ready to make a difference?

As an Associate Medical Underwriter, you will evaluate evidence of insurability for employee benefit applicants and make risk-based underwriting decisions that balance customer needs with sound risk management. In this role, you will review medical information, apply underwriting guidelines and contract provisions, and partner with internal teams, field representatives, employers, and employees to deliver a positive customer experience. You'll exercise independent judgment, analyze medical and insurance-related information, and contribute to projects that support continuous improvement and team goals.

• Review medical evidence and determine insurability for employee benefit applicants.
• Apply underwriting guidelines, contract provisions, and regulatory requirements to risk decisions.
• Analyze medical histories, exam results, and related documentation to assess risk.
• Communicate underwriting decisions and information clearly to internal and external partners.
• Participate in projects and process improvement initiatives that support team performance and customer experience.

High school diploma or equivalent required.

2+ years of experience in claims, employee benefits, insurance, or a related field required.

• Basic understanding of risk analysis and medical underwriting philosophy, and an interest in learning about and analyzing medical information.
• Ability to interpret and apply underwriting guidelines, insurance contracts, and applicable regulations.
• Strong written and verbal communication skills with a customer-focused approach.
• Experience reviewing, analyzing, or interpreting medical information preferred.
• Medical underwriting experience preferred.

• Adaptability
  :
  Sees possibilities in changing circumstances, accepts and understands change, and adjusts quickly to changing priorities and business needs.
• Customer Focus
  :
  Builds positive relationships and delivers responsive, high-quality service to internal and external customers.
• Winning Together
  :
  Works effectively with others, shares information openly, and supports team goals and outcomes.

We have built an enduring legacy of stability, financial strength and exceptional customer service through the contributions of the service-oriented people who choose to work at The Standard. To ensure we can attract and retain the best talent, when you join The Standard you can expect:

• A rich benefits package including medical, dental, vision and a 401(k) plan with matching company contributions
• An annual incentive bonus plan
• Generous paid time off including 11 holidays, 2 wellness days, and 8 volunteer hours annually — PTO increases with tenure
• A supportive, responsive management approach and opportunities for career growth and advancement
• Paid parental leave and adoption/surrogacy assistance
• An employee giving program that double matches your donations to eligible nonprofits and schools

In addition to the competitive salary range below, our…