Propositions Consultant

Role Description

The Propositions Consultant plays a pivotal role in shaping, developing and delivering customer‑centric propositions that support Allianz Commercial’s strategy and strengthen our competitive position in the UK commercial insurance market.

As the lead on defined cross‑functional proposition initiatives, you will bring insight, constructive challenge and strong commercial judgement to ensure outcomes meet customer needs, regulatory expectations and business priorities.

This role is based in our Guildford office. It is a hybrid role with the expectation of attending the office a minimum of 2 days per week.

Circa £55,000 per year. Pay is based on relevant experience, skills for the role, and location. Salary is only one part of our total reward package.

• Analyse UK insurance market trends, competitor activity and customer needs to inform proposition strategy, prioritisation and decision‑making.
• Translate insights into clear, actionable recommendations, influencing senior stakeholders and contributing to forward‑looking strategic thinking.
• Contribute to the development and maintenance of proposition pipelines, ensuring a clear link between strategic priorities, customer value and delivery plans.
• Lead the end‑to‑end development of assigned propositions or proposition initiatives — from idea generation and business case through to market launch — ensuring alignment with customer needs, commercial opportunity and Allianz Commercial strategy.
• Facilitate value proposition and service design, working closely with key stakeholders to co‑create solutions that deliver meaningful customer value.
• Challenge assumptions and apply structured thinking to ensure proposition concepts are robust, insight‑led and commercially viable.
• Act as day‑to‑day proposition lead for initiatives, coordinating activity across Underwriting, Technical, Distribution, Transformation and Marketing.
• Maintain momentum on initiatives, proactively managing risks, dependencies and decision points to ensure timely and effective delivery.
• Build strong working relationships across the business, influencing and negotiating to achieve alignment, resolve issues and drive progress.
• Operate confidently in ambiguity, using judgement to balance pace, risk and quality of outcomes.
• Guide product and business owners through governance requirements, offering expertise, constructive challenge and support where needed.
• Provide clear, succinct written and verbal updates into governance and senior leadership forums, supporting prioritisation, investment and approval decisions.
• Support the delivery of propositions that achieve positive customer outcomes while balancing profitability, risk appetite and regulatory requirements.
• Work closely with Marketing and Distribution to define effective go‑to‑market, communication and launch strategies for new and enhanced propositions.
• Support internal understanding and adoption of propositions, ensuring clarity of value, positioning and intent.

• Technical knowledge of commercial insurance products.
• Previous experience in proposition development, strategy, product, underwriting or related roles within insurance or financial services.
• Excellent commercial and financial acumen, with the ability to assess value and investment rationale.
• Demonstrated ability to independently take ownership for delivery, quality and stakeholder alignment.
• Commercial awareness with the ability to balance customer needs, profitability, risk and strategic fit.
• Excellent research, analytical and problem‑solving capability, with the ability to interpret data and market intelligence.
• Well‑developed planning, organisation and stakeholder management skills.
• Excellent communication skills — able to produce high‑quality, concise written outputs and present confidently to senior stakeholders.

• Experience with in commercial insurance and broker‑focused markets.
• CII Diploma or above.
• Experience leading cross‑functional projects or working within transformation or change environments.
• Experience using customer insight, proposition design or service design methodologies.
• Responsible…