Lender Relationship Manager; Credit

Position: Lender Relationship Manager (Credit)
About Recur Club

Recur Club is an AI-native debt marketplace transforming how startups and SMEs access growth capital. Founded in 2021, we leverage real-time business data and proprietary underwriting technology to connect high-quality businesses with the right lenders-enabling faster, smarter, and non-dilutive financing.

We raised $50M in Series A funding, led by Info Edge Ventures and Village Global, with participation from prominent global investors including Y Combinator, Titan Capital, and R8 Capital further accelerating our mission to make capital more accessible, faster, and more efficient for growing businesses.

Powering this ecosystem is AICA (AI Credit Assistant) — our in-house AI-led infrastructure enabling faster underwriting, smarter risk assessment, and seamless credit decisioning  are also the force behind Bharat Ke Super Founders — India’s premier startup show, where bold
founders pitch their ideas to top investors for real capital, with a ₹100 crore investment pool backing the next wave of entrepreneurs. With 2,000+ businesses served and ₹3,000+ crore in capital disbursed, we’re building the future of financing for growing companies.

Role Overview

As a Lender Relationships Manager (Credit), you will own lender engagement and case progression once a
loan application has been logged in. While our operations team handles the login process, you will work
directly with lender relationship managers, partnership teams, and credit decision-makers to secure
sanctions and drive disbursals.
This is not a loan-processing role. It requires someone who can understand a lender's credit concerns, build
a credible case for reconsideration, negotiate justified deviations, and take ownership of moving
transactions forward.

Key Responsibilities

Drive sanctions and disbursals:
Own post-login case progression across lenders, proactively follow up with relevant stakeholders, resolve bottlenecks, and keep cases moving towards closure.
Lead credit discussions and reconsiderations:
Review rejected or stalled applications, understand the underlying credit concerns, and present supporting information and risk mitigants to seek reconsideration - not simply resubmit the same file.
Negotiate deviations and loan terms:
Work with lender credit teams to secure justified policy deviations through the appropriate approvals. Negotiate competitive interest rates, suitable ticket sizes, and longer tenures based on the borrower;s profile.
Own lender relationships across levels:
Build and manage relationships with lender relationship managers, partnership teams, regional and zonal teams, and credit heads. Identify and engage the right decision-makers to resolve case-specific issues.
Apply lender-policy knowledge:
Maintain a strong understanding of each lender's eligibility criteria, credit policies, negative lists, and serviceable pincodes. Use this knowledge to assess lender fit and identify potential approval challenges.
Coordinate internal resolution:
Work closely with sales and operations teams to address lender queries, obtain supporting information, and resolve requirements that could delay sanction or disbursal.
Maintain accurate case tracking:
Keep every live case updated with its current status, pending requirements, next steps, and expected timelines. Flag delays and risks proactively and communicate outcomes transparently.

Required Experience and Skills

4-8 years of relevant experience in business loans or unsecured business loans within an NBFC or fintech.
Experience in credit management, lender or bank relations, or credit/backend leadership, with direct exposure to lender credit teams.
Demonstrated experience in converting logged-in applications into sanctions and disbursals.
A track record of securing…