Retail Finance Partner: Indirect Costs & Cost Visibility
Listed on 2026-10-08
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Finance & Banking
Financial Analyst, Financial Compliance, Financial Advisor / Consultant, Corporate Finance
Salary: GBP
83411 - GBP
98130 per annum
JOB TITLE: Retail Finance Business Partner – Indirect Costs
SALARY: £83,411 - £98,130
LOCATIONS: Leeds, Bristol, Cardiff & Halifax
HOURS: Full-time
WORKING PATTERN: Our work style is hybrid, which involves spending at least two days per week, or 40% of our time, at one of our office sites
An exciting and unique opportunity has arisen to join the Retail Finance team to lead Indirect Costs for the largest Retail Banking Business in the UK. This role offers a fantastic opportunity to build a deep understanding of the Retail cost base, work closely with senior colleagues within Finance, and to use your skills to make a significant impact with a range of stakeholders across Finance and the Retail business units.
Whatyou'll be doing
Lead the Retail indirect costs programme aligned to the work streams agreed by Group Cost Management Committee (GCMC), driving momentum and ensuring key stakeholders are updated as required.
Build a deep understanding of indirect costs including the composition of Group Function costs, allocation methodologies and drivers, and impact on Product Profitability and Returns
Increase visibility, understanding and transparency of indirect costs through regular engagement with our business stakeholders. Lead improvements in how indirect cost information is presented to enable greater transparency and insight.
Drive business accountability for indirect costs, supporting the business to drive reductions in indirect costs, facilitating discussions between supplier and product areas
Shape & develop an indirect cost reporting processto provide driver & performance-based insight combined to improve efficiency and productivity.
Manage the implications of strategic and transformation decisions, and new approaches including dynamic charging, ensuring the indirect cost implications are understood and considered.
Why Lloyds Banking Group?If you think all banks are the same, you’d be wrong. We’re an innovative, fast-changing business that’s shaping finance as a force for good. A bank that’s empowering its people to innovate, explore possibilities and grow with purpose.
What you'll needKey skills we are looking for:
Strong leadership skills, comfortable taking ownership and leading through others, along with responsibility for your own work.
Effective verbal and written communication skills, with a consistent track record in creating and sharing clear and tailored communications with a range of stakeholders.
Ability to influence, using compelling arguments to gain the support and dedication of others to drive forward actions.
Experience in building and establishing positive relationships.
Upbeat and pro-active approach, with the ability to act on your own initiative.
Aptitude to thrive in a fast-paced environment and under pressure, whilst delivering accurate outputs.
Eager to learn and have a curious attitude, enjoying being challenged by new opportunities that arise.
Accounting qualification (ACCA, CIMA, ACA) preferable but not essential
About working for usOur focus is to ensure we’re inclusive every day, building an organisation that reflects modern society and celebrates diversity in all its forms. We’re committed to creating a consciously inclusive workplace where our colleagues can be themselves, thrive and perform at their best.
We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer Initiative.
As an inclusive employer, we offer Workplace Adjustments for colleagues with a disability (which may include long-term health and neurodivergent conditions) where it is reasonable to do so. This…
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