Commercial Credit Business Analyst

Analyze commercial credit proposals for First Ontario in a hybrid Hamilton role, using financial modelling and due diligence to support sound lending decisions.

The Business Analyst, Commercial Services supports Commercial Services goals while advising Commercial Members on products and services. You will support Account Managers or Credit Solutions with medium to high complexity loan proposals, risk management, and portfolio reviews. The position may be filled at Analyst or Senior Analyst level.

• Analyze and conduct due diligence on commercial loan proposals
• Develop terms, pricing, conditions, and covenants
• Prepare loan packages, reports, credit analyses, and memos
• Model portfolio performance across varied asset classes
• Review financial statements and recommend risk mitigation

• Skills, experience, and qualifications determine placement level
• Ability to analyze medium to high complexity credit requests
• Capability to prepare financial models and credit applications
• Willingness to support risk and portfolio management
• Readiness to work hybrid in Hamilton, Ontario

Apply commercial credit analysis, financial modelling, and due diligence skills while supporting First Ontario's lending and portfolio objectives.