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Director Of Credit Risk - Ecm

Job in Harrogate, North Yorkshire, HG1, England, UK
Listing for: Harnham - Data & Analytics Recruitment
Full Time position
Listed on 2026-01-20
Job specializations:
  • Finance & Banking
    Risk Manager/Analyst, Financial Manager
  • Management
    Risk Manager/Analyst, Financial Manager
Salary/Wage Range or Industry Benchmark: 160000 GBP Yearly GBP 160000.00 YEAR
Job Description & How to Apply Below
DIRECTOR OF CREDIT RISK - ECM UP TO £160,000  20% BONUS LONDON An exciting unsecured lending Fintech company is currently hiring for a Director to lead their Existing Customer Management programme. This role will build out a team for ECM within the business and work very closely with the Director of Acquisitions and Director of Collections. This role is an excellent opportunity to move into a fast-paced environment and take on real responsibility for business decisions and grow a small team.

This position can also be a step below at head of level.

THE ROLE You can expect to be involved in the following day to day:
Own overall performance of a consumer credit card portfolio, including commercial, risk, and customer outcomes. Design and optimise customer lifecycle, segmentation, credit limit, and decisioning strategies. Drive data-led change initiatives, including scorecard, policy, and decision engine enhancements. Partner cross-functionally to improve acquisition, in-life management, collections, and customer engagement outcomes. Lead, develop, and set clear standards for a high-performing team. SKILLS AND EXPERIENCE Credit Cards experience is a must Must have owned and ran an ECM function for a lender Strong numerical degree SALARY AND BENEFITS Up to £160,000 base salary 20% Bonus Private Medical Enhanced pension contribution

HOW TO APPLY

Please register your interest by sending your CV to Shane McWilliams via the Apply link on this page.
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