VP, Head of Countrywide Auto and Product

Position: VP, Head of Countrywide Auto and Home Product
VP Product Management - EM04AE
We’re determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals – and to help others accomplish theirs, too. Join our team as we help shape the future.

Position Overview The Hartford is seeking an enterprise product and P&L leader to shape the future of its Auto and Home portfolios, driving profitable growth, strengthening market competitiveness, and accelerating performance in a dynamic and evolving insurance landscape. Reporting to the Chief Product & Data Science Officer, this leader will own financial performance and product strategy across the Direct, Agency and emerging distribution channels.

Optimizing an integrated household product strategy is the primary focus of the role, while ensuring Auto and Home maintain the distinct underwriting, pricing, regulatory and market expertise required to compete and grow profitably. As the VP, Head of Countrywide Auto and Home Product, you will be responsible for the overall success of the Auto and Home portfolio will be with this leader, including growth, profitability, market position, and customer outcomes, ensuring strategic investments are aligned to enterprise priorities and business objectives This leader will influence and mobilize decisions across product, pricing, underwriting, distribution, customer experience, catastrophe and concentration management, telematics, data and technology to deliver sustained profitable growth.

As a senior leader owning major Auto and Home investments, this leader will connect line-specific roadmaps with broader Personal Insurance priorities in partnership with Technology and Delivery Partners. This is a highly visible role with the Personal Insurance Senior Leadership Team and leads through experienced Auto and Home product leaders.

Key Responsibilities Lead the business
• Accountable for Auto and Home overall portfolio health in partnership with Personal Insurance senior leadership team to balance critical decisions on growth, retention, new business, profit and customer experience. Make clear portfolio-level trade-offs across price, risk, coverage, customer value, expenses and investment.
• Strengthen portfolio management by connecting product, pricing, underwriting and claims insights.
• Identify emerging performance signals and mobilize timely interventions across the portfolio.

Advance product, pricing, and underwriting
• Establish distinct line strategies within a cohesive household portfolio and customer value proposition.
• Lead the Auto and Home product roadmaps, including coverage, pricing, segmentation, underwriting and annual rate plans.
• Ensure strategies reflect the different economics and risk dynamics of Auto and Home, including catastrophe exposure, geographic concentration, severity trends, repair costs, mobility and evolving customer behavior.
• Partner with Actuarial, State Product, Underwriting, Data Science, Claims, Distribution, Service, Customer Experience and Forms and Filing to improve price-to-risk accuracy, market competitiveness and speed to market.

Lead innovation and transformation
• Serve as senior Business Owner for major Auto and Home investments to prioritize product, data and technology roadmaps.
• Lead the evolution of telematics, connected mobility, aging in place, property intelligence, inspection, prevention and risk-mitigation capabilities.
• Use data, analytics, AI and automation to improve decisions, customer experiences and operating performance.
• Simplify and modernize capabilities shared across Auto and Home while preserving necessary line-specific differentiation. Establish measures for adoption, financial…