Corporate AML​/CFT Analyst

About The Role

Summary:

The Corporate AML/CFT Alert Analyst is responsible to detect, review and report on potential suspicious activities filtered and alerted on by the Suspicious Activity Monitoring (SAM) system. This position will perform all functions necessary to maintain compliance with the GBCI BSA/AML/OFAC Program, Policies, and Procedures in order for the bank to comply with legal and regulatory requirements and maintain satisfactory ratings on all BSA Audits and Exams.

This is a Corporate position which may be located at an available bank division location across our nine-state footprint in AZ, CO, , MT, NV, TX, UT, WA, or WY. The entry-rate for this position is $21.83+/hour (calculated for Kalispell, MT).

All compensation offers are analyzed individually and take into consideration multiple factors including but not limited to geographic location, years of experience, and educational background.

WA Applicants ONLY:
Spokane, WA range $24.38 to $35.69 an hour. Wenatchee, WA $24.72 to $37.09 an hour.

• Determine if alerts can be closed or warrant further investigation and elevation to an active investigation in the case management system. As necessary, use available research tools (public internet sources as well as third party sites) to identify information concerning transactions identified for further investigation. Request additional information by contacting various compliance or business personnel throughout the organization to determine if facts and circumstances surrounding unusual transactions warrants closure of the investigation or if further action is warranted.
  
  Escalate unusual activity or lack of responsiveness to inquiries to Management. Document investigations as instructed and submit QARs as warranted.
• Work with divisions and operations units to investigate transactions that are suspicious in nature. Analyze account data for suspicious activity using the AML monitoring system.
• Maintain an understanding and working knowledge of banking operations as they relate to BSA/AML/OFAC compliance including teller functions, new accounts, wire transfers, electronic banking and letters of credit. Ensure that training is kept current on BSA/AML/OFAC regulations.
• Assist supervisor(s) in developing and maintaining standard processes and procedures to comply with BSA/AML/OFAC requirements in this area.
• Must comply with all company policies and procedures and all applicable laws and regulations, including but not limited to the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control. Must complete the assigned online training courses and achieve a passing score by due date.

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• Education:
  • Required:
    
    High School Diploma / GED
  • Preferred:
    Associate Degree – Two‑year college degree in Business, Intelligence Studies, Accounting, Finance, Law, Criminology, or related field.
• Experience:
  • Required:
    
    3 years of demonstrable banking experience with branch/back office operations, compliance, audit, lending or related function.
  • Required:
    
    Advanced knowledge of general bank products and services, including understanding of bank operations and the flow of funds through a financial institution.
  • Required:
    
    Advanced knowledge of BSA/AML regulations and compliance as it applies to BSA reporting requirements, suspicious activity for money laundering, terrorist financing and fraud.
  • Preferred:
    Beginner experience with transaction and/or financial analysis.
  • Preferred:
    Experience using Excel for data review and analysis, including use of Pivot Tables, charts, and Macros.
• Equivalent Combination of Relevant Education and
  
  Work Experience:
  
  Yes – will be considered.
• Required
  
  Skills and Abilities:
  
  
  • Trustworthy and possess credibility, discretion, and diplomacy.
  • Capable of interacting calmly and professionally with a variety of people from diverse backgrounds at various levels within and outside the organization.
  • Team player with a proven ability to build rapport and work effectively with employees at all levels.
  • Collaborate, communicate, motivate, persuade, and influence stakeholders.
  • Take initiative and make decisions based on regulations, company policies, knowledge and experience with minimal supervision.
  • Adapt to change; manage time, analytical, and problem‑solving skills.
  • Well organized; prioritize and multi‑task in a fast‑paced environment and meet deadlines with minimal supervision.
  • Regular, reliable, and timely attendance; willing to work flexible hours or be on‑call when needed.

Occasional travel required (