AI Engineer

Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build asustainableeconomy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.

AI Engineer Mastercard’s Business & Market Insights (B&M I) group empowers organizations to achieve growth & innovation goals by providing unparalleled data-driven insights and advanced analytics. By leveraging proprietary data and global expertise, B&M I helps businesses make smarter, more informed decisions that drive profitability and success. We turn complex data into actionable strategies that lead to better outcomes and sustained competitive advantage.

We are currently looking for a ‘Lead Engineer, Machine Learning Engineering’ for Operational Intelligence Program, within B&M I group. This role will lead ML engineering team to execute on AI/ML strategy for the program that enables business growth, enhances customer experience, and ensures delivery of secure, scalable, and high-performing software solutions. As a technology leader, this role will also focus on engineering best practices, next gen innovation and stakeholder management, while fostering a culture of continuous learning and technical excellence within the team.

• Implement multi-agent intelligence frameworks (Lang Graph, CrewAI, Auto Gen) to enable reasoning, coordination, and adaptive decision-making across specialized AI agents.
• Design and operationalize multi-modal AI pipelines combining text, image, tabular, and graph data using transformer-based architectures (BERT, CLIP, LLaVA, T5, Whisper, etc.) for unified intelligence.
• Build scalable RAG and Graph-RAG systems integrating vector stores and knowledge graphs (Neo4j, AWS Neptune) to enable contextual retrieval, semantic linking, and entity-aware reasoning.
• Develop and product ionize transformer-based models for NLP, vision-language understanding, and sequential prediction tasks leveraging Hugging Face, PyTorch, and Tensor Flow ecosystems.
• Implement advanced Python-based backend services for inference orchestration, async job handling, and distributed data workflows supporting high-throughput AI operations.
• Establish end-to-end LLMOps and MLOps pipelines on Databricks (AWS) integrating MLflow, feature stores, model lineage, prompt evaluation, and continuous retraining frameworks.
• Apply traditional AI/ML and statistical modeling techniques (regression, clustering, forecasting, ensemble methods) alongside deep learning models for hybrid interpretability and explainability.
• Engineer state and memory management subsystems that preserve context, track embeddings, and enable agents to reason temporally across multiple modalities and interactions.
• Implement Responsible AI practices—bias detection, explainability dashboards, data ethics checks, and performance governance ensuring fairness and transparency of deployed models.
• Continuously research, benchmark, and product ionize innovations in multimodal transformers, generative modeling, and agentic orchestration to drive enterprise-scale intelligence and automation.

• Master’s/bachelor’s degree in computer science or engineering, and a considerable work experience with a proven track-record of successfully leading and managing complex projects/products and delivering to aggressive market needs.
• Expert-level hands on experience designing, building and deploying both conventional AI/ML…