Mortgage Underwriting Manager

Mortgage Underwriting Manager Southern England (hybrid min 1 day each week in the office) Salary to £60K  excellent benefits and discretionary bonus Our client is a highly customer focussed financial services provider who are recruiting for a Mortgage Underwriting Manager. You will lead and develop a small underwriting team, ensuring high performance, quality customer outcomes and compliance with credit policy, MCOB/regulatory requirements and SLAs.

You will also personally manage complex and specialist mortgage cases. The role has flexibility for office presence just once a week depending on your location and will require office presence more often for the first 2 weeks. Key responsibilities of the Mortgage Underwriting Manager include:
Leading and developing a small underwriting team, ensuring strong performance, quality and customer outcomes. Personally, handling complex, specialist and out-of-policy mortgage cases. Ensuring all lending decisions meet credit policy, MCOB/regulatory requirements and SLA targets. Providing technical guidance to underwriters, BDMs, brokers, mortgage advisers and wider business teams. Owning and maintaining underwriting processes, policies, quality controls and training. Supporting audits, external partners and regulatory requirements.

Driving process improvement and operational efficiency. Required skills & experiences:
Experience as a people manager ideally within a mortgage underwriting environment. Strong experience in manual residential mortgage underwriting. Comfortable with complex/specialist lending and exercising delegated discretion. Strong understanding of credit risk, affordability, income assessment and property risk. Strong knowledge of MCOB and mortgage regulations. This is a great opportunity for an experienced people manager with strong experience in manual mortgage underwriting.

You can expect a salary of up to £60k  discretionary bonus, generous pension, cash back health scheme and much more. If this role sounds like the next challenge for you, then we look forward to receiving your application.