Client Fund Analyst

About The Role

allpay Limited are one of the UK’s fastest‑growing Fintech organisations, recognised for our expertise in payments and financial services. We have also successfully diversified into a range of complementary sectors, making this an exciting time to join our business.

We are now recruiting for a Client Fund Analyst to join our dedicated Client Fund Management team based in Hereford. You will be part of a friendly, professional, and highly detail‑focused team who pride themselves on accuracy, robust controls, and delivering exceptional service. Reporting to the Client Fund Management Team Leader, you will play a key role in managing end‑to‑end payment processing, financial reconciliations, chargebacks, and operational finance support across the business.

• Manage payment submissions, ensuring data accuracy, timely processing, and correct settlement alignment.
• Perform daily reconciliations, resolve discrepancies, and produce accurate reports to maintain the integrity of client funds and scheme balances.
• Provide first‑line support and guidance for financial data processing systems.
• Ensure fund movements remain accurate and compliant, escalating risks where appropriate.
• Support improvements to financial processes and documentation by reviewing, testing, and helping to develop clear, user‑friendly guides.
• Collaborate with internal teams and external partners, supporting wider finance operations and business continuity when required.

Essential

• GCSE level or equivalent in English and Mathematics at Grade C/4 or above.
• Strong reconciliation and analytical skills with excellent accuracy and attention to detail.
• Proven ability to work independently, manage workload effectively, and meet deadlines in a fast‑paced environment.
• Excellent communication skills, able to engage clearly with both financial and non‑financial stakeholders.
• Strong computer literacy, particularly in Excel, Word and Outlook.
• Positive, proactive approach to change and continuous improvement.
• Ability to maintain confidentiality and work collaboratively as part of a team.

Desirable

• Knowledge of FCA CASS rules and/or payment scheme rules (Bacs, Visa, Mastercard).
• Experience in financial services, e‑money operations, or prepaid programme management.
• Advanced data analysis experience.

People are at the heart of allpay and we reward our employees with a competitive benefits package which includes a defined contribution group pension scheme, income protection, life assurance, an array of health and wellbeing options including private healthcare cover and an onsite gym. This is coupled with our excellent Learning and Development offering.

We are a company committed to Equal Opportunities. All roles at allpay Limited are subject to successful background checks including a DBS and Credit Check.