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Senior Mortgage Loan Officer - Outside Sales

Job in Herndon, Fairfax County, Virginia, 22070, USA
Listing for: Fulton Bank
Full Time position
Listed on 2025-12-28
Job specializations:
  • Finance & Banking
    Banking & Finance, Financial Sales, Financial Consultant, Accounting & Finance
  • Sales
    Banking & Finance, Financial Sales
Salary/Wage Range or Industry Benchmark: 80000 - 100000 USD Yearly USD 80000.00 100000.00 YEAR
Job Description & How to Apply Below

Senior Mortgage Loan Officer - Outside Sales

Apply at Fulton Bank. This is a remote, commissioned career opportunity that can be based out of Northern VA/DC/MD. The role requires more than 80% of working time spent outside the Fulton office building relationships and soliciting first mortgages with realtors, builders, accountants, and other external referral sources.

Responsibilities
  • Develop and expand referral sources outside of Fulton Bank to solicit first mortgages and create a continual stream of origination volume. Maintain regular contact with realtors in their offices and on site at open house events, meet with builders on job sites to discuss lending options, regularly seek opportunities to meet with developers, participate in trade shows, mixers, and maintain contact with external centers of influence such as attorneys, accountants, and financial advisors.
  • Collect and analyze applicant’s financial information to determine eligibility for a loan. Interview applicants, gather income, assets, investments, debt, credit history, prior bankruptcies, judgments, liens, property characteristics, and other relevant data. Evaluate needs against available products, recommend suitable financial products, and advise on risks, benefits, options, and terms of mortgage loans.
  • Engage in persuasive sales activities to encourage potential customers to do business with Fulton Mortgage Company.
  • Perform work related to the loans originated: obtain and analyze financial and credit data, follow current loans to ensure conformity with terms, follow up with prospective customers via telephone and email, complete paperwork, prepare supporting materials, attend company meetings, and ensure compliance with regulatory requirements.
Required Education

High School Diploma or equivalent.

Required Experience
  • 4 or more years of recent residential mortgage lending experience, including experience in the local market.
  • 4 or more years of proven ability to develop referral sources from contacts and relationships outside the organization.
Pay Transparency

This position is fully commissioned.

Benefits

Fulton Bank offers a comprehensive benefits package to qualifying employees, including medical plans with prescription drug coverage, flexible spending or health savings accounts, dental and vision insurance, life insurance, a 401(k) program with employer match, an Employee Stock Purchase Plan, paid time off (including holiday pay and paid volunteer time), disability insurance, maternity and parental leave, adoption assistance, educational assistance, and a robust wellness program with financial incentives.

For details on eligibility, visit Benefits & Wellness | Fulton Bank.

Licensing Requirement

This position may require the incumbent to be registered in the Nationwide Mortgage Licensing System and Registry. Incumbents who are required to register will be notified in writing.

Compliance and Training

Each employee is accountable for completing all assigned compliance training and ensuring compliance with applicable laws, regulations, and company policies. Employees must understand and identify compliance risks, maintain regulatory compliance for loan originations, and report risks as appropriate.

EEO Statement

Fulton Bank is an equal opportunity employer committed to providing equal employment opportunity for all qualified persons. Recruiting, hiring, training, and promotion are administered irrespective of race, color, religion, creed, sexual orientation, national origin, citizenship, gender, gender identity, age, genetic information, marital status, disability, covered veteran status, or any other legally protected status.

Authorization

Individuals must be authorized to work in the United States without sponsorship for a work visa by Fulton Bank currently or in the future.

Seniority Level

Associate

Employment Type

Full-time

Job Function

Sales, Finance, and Customer Service

Industry

Banking, Financial Services, and Real Estate

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Position Requirements
10+ Years work experience
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