Structured Solutions Pricing Actuary

You are

An actuary with a passion for both programming and economic analysis/risk management and with the ability to communicate effectively to a wider audience. You are skilled at applying actuarial principles, logic, programming, and business knowledge to solve complex problems.

• Support existing annuity pricing processes as well as new product development initiatives, or enhancements to existing models or offerings with focus on products that include financial derivatives.
• Create trade instructions for the trading team concerning all equity hedging programs.
• Monitor, analyze and improve equity hedging strategies for RILA and FIA insurance products.
• Design, develop and maintain tools and systems to execute the equity hedging and NGE processes in a highly automated fashion.
• Develop recommendations for Non-Guaranteed Elements (NGE, mostly renewal rates) of annuity and life insurance products and present them to senior leaders.
• Perform ad hoc analysis related to equity hedging and NGE and communicate to senior leadership.
• Design, develop, and support in-house IT system to calculate segment interim value of the Guardian RILA product.

• Recent FSA designation from the Society of Actuaries.
• 5+ years of relevant experience preferably in areas such as hedging, pricing, Economic Capital or Cash Flow Testing modeling and reporting.
• Ability to design and program technical solutions.
• Knowledge of financial derivatives and hedging a plus.
• Experience with Python and VBA a plus.
• Experience with asset and/or liability modeling on any modeling platform a plus.
• Excellent analytical, problem-solving, and communication skills.
• Knowledge of individual or group annuity products, such as Registered Index Linked Annuities, Fixed Index Annuities and other individual annuity or group in-plan annuity solutions, a plus.
• Ability to work independently and lead multiple projects in a collaborative team environment.
• Proficiency in Microsoft Office.

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The salary range reflected above is a good faith estimate of base pay for the primary location of the position. The salary for this position ultimately will be determined based on the education, experience, knowledge, and abilities of the successful candidate. In addition to salary, this role may also be eligible for annual, sales, or other incentive compensation.

At Guardian, you’ll have the support and flexibility to achieve your professional and personal goals. Through skill‑building, leadership development and philanthropic opportunities, we provide opportunities to build communities and grow your career, surrounded by diverse colleagues with high ethical standards.

As part of Guardian’s Purpose – to inspire well‑being – we are committed to offering contemporary, supportive, flexible, and inclusive benefits and resources to our colleagues. Explore our company benefits at  Benefits apply to full‑time eligible employees. Interns are not eligible for most Company benefits.

Guardian is an equal opportunity employer. All qualified applicants will be considered for employment without regard to age, race, color, creed, religion, sex, affectional or sexual orientation, national origin, ancestry, marital status, disability, military or veteran status, or any other classification protected by applicable law.

Guardian is committed to providing access, equal opportunity and reasonable accommodation for individuals with disabilities in employment, its services, programs, and activities. Guardian also provides reasonable accommodations to qualified job applicants (and employees) to accommodate the individual's known limitations related to pregnancy, childbirth, or related medical conditions, unless doing so would create an undue hardship. If reasonable accommodation is needed to participate in the job application or interview process, to perform essential job functions, and/or to receive other benefits and privileges of employment, please contact

Please note:

this resource is for accommodation requests only. For all other inquires related to your application and careers at Guardian, refer to the Guardian Careers site.

Guardian is not currently or in the foreseeable future sponsoring employment visas. In order to be a successful applicant, you must be legally authorized to work in the United States, without the need for employer sponsorship.