Mortgage Loan Manager; Commission Based

Mortgage Loan Manager (Commission Based)

Join to apply for the Mortgage Loan Manager (Commission Based) role at Central Pacific Bank

Position Function

Responsible for managing relationships and generating new mortgage loans from Realtors, referral partners, prospective home buyers and borrowers. Oversee a team of Home Loan Consultants.

Primary Accountabilities

• Individually originate and close a minimum of $1,000,000 per month in residential mortgage loans. Interview applicants to determine their ability to qualify for a mortgage loan and analyze financial situations to qualify for the correct loan amount and program.

• Represent Home Loans Division by managing relationships with borrowers, Realtors, developers, and referral partners who refer borrowers to mortgage financing opportunities.

• Provide timely support to team members with loan training, analysis, business development, and troubleshooting to ensure regulatory compliance and policy adherence.

• Assist in recruiting and managing new team members as positions open or as the team expands.

• Input customer information into the loan origination system and other systems as required.

• Make recommendations regarding credit decisions for residential mortgages to underwriting representatives or wholesale funding sources.

• Maintain knowledge of state and federal laws, rules, regulations, and bank policies and procedures affecting the Home Loans Division.

Minimum Qualifications

• High School Diploma or GED equivalency required.

• 6+ years of direct sales experience within the mortgage industry required.

• 5+ years of supervisory or 3+ years of management experience required.

• Registration with the Nationwide Mortgage Licensing System & Registry (NMLS) required prior to performing any duties of a Mortgage Loan Originator (MLO).

Physical Requirements & Working Conditions

• Perform light physical work and move or lift items up to 20 pounds.

• Operate standard office equipment, including phone, copier, personal computer, and other electronic devices and applications.

• Communicate verbally and in writing with all internal and external customers and listen sufficiently to engage in daily discussions.

• Read and understand bank-related documents.

• Work in a conventional office setting, involving sitting at a desk or workstation for long periods of time and adapt to different work environments as needed to perform the job.

We are proud to be an EEO/AA employer M/F/D/V. We maintain a drug-free workplace and perform pre-employment substance abuse testing.

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