VP Consumer and Real Estate Lending

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Full Time Management College Walk, Honolulu, HI, US

2 days ago Requisition

Salary Range: $ To $ Annually

Oversees the administration of all consumer and real estate credit activities, including direct and indirect consumer loans, mortgage loans, credit cards, and other lending products. Keeps abreast of current trends, economic, financial, and regulatory developments. Manages workflow efficiencies and high productivity to provide excellent service levels to the front lines and the general membership. Develops, recommends, and implements strategies, policies, procedures, and training programs for the credit union's consumer and mortgage lending operations.

• Manage staff, workflow and productivity of the department (staffing, scheduling, evaluating, coaching, mentoring, career pathing, disciplining, training, equipping).
• Develop and implement consumer and mortgage loan products, policies, guidelines and procedures, in meeting our members' needs.
• Manage and work with staff in providing Consumer and Mortgage related credit decisions in accordance with Credit Union underwriting guidelines.
• Continually seek to develop and implement departmental initiatives to increase operational efficiencies and effectiveness.
• Coordinate training to develop branch and departmental employees and to assure proper dissemination of program and compliance rules and regulations
• Actively meet with direct reports to keep them informed and to build esprit de corps within the department.
• Participate in and respond to audits and examinations, all related inquiries, requests, and report findings for the department.
• Ensure the completion and quality of consumer and mortgage loan documentation (including Home Mortgage Disclosure Act (HMDA) data) is maintained for the safety and legal requirements of the Credit Union.
• Recommend salary adjustments, lending authority, promotions, disciplinary actions, discharges, and other personnel related needs, actions, or activities.
• Keep abreast of current loan programs, lending trends, and changes in the secondary market guidelines and regulations
• Responsible for assisting in marketing campaigns to expand and/or preserve the loan portfolio in an effort to meet or exceed lending goals and initiatives.
• Maintain an active Nationwide Mortgage Licensing System (NMLS) number.
• Perform other duties as assigned.
• Member Focus
• Collaborating with Others
• Fostering Communication
• Quality Focus
• Visioning and Alignment
• Fostering Learning and Development
• Inspiring Others Credit Management
• Product and Technical Knowledge
• Problem Solving

• Possesses the professional skills appropriate to the job title
• Product and Technical Knowledge
• Technical Writing
• Banking Regulations
• Consumer Lending Regulations
• Initiative
• Mortgage Regulations
• Achievement Orientation
• Attention to Detail
• Analytical Thinking
• Confidentiality
• Microsoft Office 365 applications
• Ability to work both independently and cohesively with others, fosters team environment

• Four years progressive consumer and mortgage lending experience (or comparable experience with the lending field) with at least two years in a supervisory capacity
• Business (Bachelor's degree) preferred

• Sitting for prolonged periods at a desk working on a computer and phone.
• Frequent prolonged meetings.
• Sitting for prolonged periods at a desk working on a computer.
• Lifting, pulling, pushing, and carrying up to 30 pounds on occasion.
• Reasonable accommodations may be made to enable individuals with disabilities to perform the…