VP Merchant Acquisition Credit & Loss Prevention Analytics - Elavon

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions, enabling the communities we support to grow and succeed in the right ways, all more confidently and more often—that’s what we call the courage to thrive. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential.

A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive. Try new things, learn new skills and discover what you excel at—all from Day One. As a wholly owned subsidiary of U.S. Bank, Elavon is committed to building the platforms and ecosystems that help over 1.5 million customers around the world to achieve their financial goals—no matter what they need.

From transaction processing to customer service, to driving innovation and launching new products, we’re building a range of tailored payment solutions powered by the latest technology. As part of our team, you can explore what motivates and energizes your career goals: partnering with our customers, our communities, and each other.

Responsible for the oversight of credit risk.

Achieves credit performance and lending risk profiles in comparison with peer lenders, external Agency Investor requirements, and internal defined performance goals.

Establishes and administers credit policies and procedures for specified business channels to ensure compliance with various regulatory, investor, government and corporate requirements.

Communicates and reviews Memos, guideline changes, credit risk appetite, credit quality and performance with Business Line, Sales and Operation Groups, and assists with effective execution of policy, process, and procedure for managing credit risks.

Advocates for the Business Line on credit issues based on reasonable credit risks to balance market share and revenue growth with loan quality expectations.

• 10 or more years of relevant experience
• Bachelor's degree or equivalent work experience

• Thorough understanding of all aspects of credit risk policies, procedures and practices.
• Expert knowledge in advanced modeling techniques and mathematical models, algorithm use and optimization, and data science technologies.
• Considerable knowledge in banking products/services, banking operations and current market trends.
• Understand the full spectrum of data feature retrieval and selection; model technique selection, model build, implementation, monitoring and integration; interpretation of outputs, and development of recommendations.
• Capable of identifying commonalities across seemingly disparate analytics use cases, to identify unique ways of approaching modeling.
• Strong experience in advanced analytics, statistics, data mining, predictive analysis, time-series analysis, natural language processing and deep learning.
• Proficient at Python, SQL, popular ML frameworks and libraries.
• Understanding of Azure cloud services.
• Effective organizational, project management, and execution skills.
• Strong analytical and decision-making skills.
• Excellent interpersonal, verbal and written communication skills.

This role requires working onsite from a U.S. Bank location three or more days per week. If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.

• Healthcare (medical, dental, vision)
• Basic term and optional term life insurance
• Short-term and long-term disability
• Pregnancy disability and parental leave
• 401(k) and employer-funded retirement plan
• Paid vacation (from two to five…