DOB - Financial Examiner IV-V: Commercial Bank Examiner

Overview

Working Title: Financial Examiner IV-V:
Commercial Bank Examiner

Classification: Financial Examiner IV - V

Class No. / Sal Grp: U1106/U1108, EE00

Monthly Salary: $8,545 - $10,041 (Salary and classification commensurate with experience)

Location: Dallas, Houston, Lubbock, San Antonio

FLSA Status: Exempt

Overnight Travel: Extensive Travel – At least 50%

The mission of the Texas Department of Banking is to ensure Texas has a safe, sound, and competitive financial services system.

Acts as examiner-in-charge of smaller, non-problem financial institutions and affiliates. Effectively communicates examination results through established written report procedures and verbally through meetings with bank management and personnel. Assists in examinations of large, complex, or problem financial institutions.

• Interprets and applies regulatory policies, procedures, laws and regulations.
• Analyzes areas of concern and personnel needs for upcoming examinations.
• Acts as examiner-in-charge of small to large, non-problem financial institutions without supervision. Under supervision, act as examiner-in-charge of large, complex or small problem institutions.
• Prepares written comments and conclusions of all CAMELS component areas when acting as the examiner-in-charge.
• Communicates examination findings to senior bank management and Board of Directors through oral presentation. May also prepare written examination reports as prescribed by departmental guidelines.
• Compiles and analyzes data and formulates conclusions.
• Completes assigned tasks in a thorough and timely manner.
• Attends all assigned schools and training seminars.
• Conducts, with supervision, reviews of examination reports.
• Provides supervision, training and evaluation of other examiners.
• Conducts financial and credit analysis and loan reviews. Prepares written summaries of criticized or adversely classified assets.
• Monitors financial condition of non-problem financial institutions through off-site procedures, without supervision.
• May conduct credit review and analysis involving larger, more complex credit relationships.
• Selects career path in trust, IT or commercial areas and enhances skills through on-the-job training and continuing education.
• May conduct examinations of trust and IT functions, including acting as examiner-in-charge, without supervision.

Experience and

Education Requirements:

Financial Examiner IV

• Graduation from an accredited four-year college or university with major course work in finance, accounting, business administration, economics, or related field with a minimum of six hours, nine preferred, in accounting to include basic and/or intermediate accounting.
• A graduate degree in finance, accounting, business administration, economics, or related field may substitute for an undergraduate degree that is not business related.
• Four years progressively responsible experience in the regulation, examination, and analysis of financial institutions (e.g., FDIC, Federal Reserve Bank, OCC).
• Must be a current or former (recent) bank examiner commissioned by the FDIC, Federal Reserve, OCC, Texas Department of Banking, or another approved state banking authority. Internal applicants must have completed all phases of the Department’s BETS / Commissioning Panel. Hired candidates may be required to pass all or portions of the BETS/Commissioning Panel.

Financial Examiner V

• Same education requirements as a Financial Examiner IV.
• Five years progressively responsible experience in the regulation, examination, and analysis of financial institutions.
• Must be a current or former (recent) bank examiner commissioned by the FDIC, Federal Reserve, OCC, Texas Department of Banking, or another approved state banking authority. Internal applicants must have completed all phases of the Department’s BETS / Commissioning Panel. Hired candidates may be required to pass all or portions of the BETS/Commissioning Panel.

Copy of official college transcripts must be submitted with The State of Texas Application for Employment.

• Work experience with a financial institution desired.
• Bilingual in Spanish and…