Analyst - Wholesale Credit Delivery - Middle Market segment

Analyst - Wholesale Credit Delivery - Middle Market Segment

Apply to the Analyst - Wholesale Credit Delivery - Middle Market Segment role at Truist.

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Regular or Temporary: Regular

Language Fluency: English (Required)

Work Shift: 1st shift (United States of America)

The Wholesale Credit Delivery Associates and Analysts have a strong understanding of the market, credit and products within Commercial Banking and Middle Market specialty businesses, and facilitate financial analysis, risk assessment and credit structure recommendations for clients and prospects. They take ownership of projects in coordination with assigned senior Credit Delivery leader and mentor more junior teammates. They perform prudent underwriting and effective credit and risk administration with particular emphasis on adherence to credit policy and requirements.

They supplement analysis with research and evaluations from a wide variety of sources to develop an assessment of client, competitor, property segment, market and industry risks and trends. Credit Delivery Associates may be assigned to selected senior Credit Delivery leader(s) but require increasingly less oversight, begin owning their assigned clients and opportunities more fully and exhibit confidence in all facets of independent client interaction.

• Facilitate the diligence and underwriting documentation of the less complex and smaller credit relationships; support credit presentation preparation and discussions with Credit Officer and other final approvers and coordinate legal documentation efforts through closing and funding phase.
• Ensure loan agreement is in accordance with approval documents. Identify potential issues contained within loan documentation and take steps to address the issues, in consultation with Relationship Manager.
• Analyze financial statements/projections and document client performance, along with identified risk and risk mitigants of less complex credits.
• Ensure all Credit Process Metrics are within prescribed tolerances. Accountable for the risk evaluation and associated compliance requirements within assigned portfolio and for prospects. Identify issues and follow through for remediation.
• Serve as a client and internal point of contact in managing assigned portfolio. (May include site visit and/or visit with client management team)
• Continue to support Senior Portfolio Managers and Portfolio Manager, with financial modeling and credit memos.
• Support and mentor Credit Delivery Analysts.

• Bachelor’s degree in Finance, Accounting, Economics or Business, or an equivalent combination of education and work experience.
• 2-3 years of Commercial Banking, Commercial Real Estate, or Wealth Specialty business experience.
• Excellent verbal and written communication skills.
• Demonstrated proficiency in basic computer applications, such as Microsoft Office software products.
• Strong analytical and problem‑solving skills.
• Knowledge of commercial real estate credit delivery principles.
• Ability to handle multiple priorities under time constraints.
• Demonstrated success working in a collaborative team environment.

• Master’s in Commercial Banking or Real Estate or combined Commercial Banking/Commercial Real Estate experience through internships or other experiences; or an equivalent combination of educational and experience or other related advanced degree.
• 2 years of experience in a Commercial Banking or Commercial Real Estate Associate Development Program and/or equivalent experience in a Credit Delivery…