Sr. Treasury Manager

Achieve is a leading digital personal finance company. We help everyday people move from struggling to thriving by providing innovative, personalized financial solutions. By leveraging proprietary dataand analytics, our solutions are tailored for each step of our member's financial journey to include debt consolidation, personal loans, home equity loans, financial tools and education. Every day, we get to help our members move their finances forward with care, compassion, and empathetic touch.

We put people first and treat them like humans, not account numbers.

The fintech industry is large and growing. Over $11T in home equity is sitting untapped across US homeowners - most haven't borrowed against it yet, while personal loan balances just hit a record $276Bn from four years in a row of growth, with no signs of slowing. Consumers continue to face mounting debt. Credit card delinquencies are up 38%, leading to more demand for debt relief services.

Achieve continues to support members and meet them wherever they are on their journey. Since 2002, Achieve has grown into one of the largest private consumer fintech unicorns in the U.S., with over $57B in enrollments for our industry-leading, tech-enabled debt resolution services business, and over $16Bn in personal and home loans originations.

As a Sr. Treasury Manager
, you’ll impact the lives of everyday people and help them go from surviving to thriving with innovative digital personal finance solutions.

You’ll be building out the treasury function of an established & rapidly growing digital lender. Not only will you own daily operations, but you’ll be the thought leader providing long term strategy and goals for the treasury function. You will lead cash management activities, prepare working capital forecasts, own daily treasury admin & operations, and own relationships with banking partners. The Sr.

Manager will play a key role in executing funding plans, ensuring appropriate liquidity across our businesses and improve & build best in class operational processes within our finance organization. These responsibilities translate into two major areas of activity in the below:

What You’ll Do

Cash Management:

• Manage the company’s daily cash position to ensure adequate working capital to fund daily operations across business units.
• Initiate daily, weekly, and monthly wires related to funding and cash management activity across banks and warehouses. Track activity and support proper accounting for these transactions.
• Create and manage wire templates.
• Build, update and maintain working capital forecasting models and reporting.
• Create and run a daily operations playbook to manage all daily operational tasks with documentation, automation, and structure.
• Own internal relationships with key stakeholders such as accounts payable, finance, accounting, procurement, business unit operations, investor operations, wholesale commissions, and capital markets/warehouse operations.
• Own and drive the entire weekly (and ad hoc) working capital process end-to-end — from scheduling and running the meetings to tracking action items to close. This is not a support role: you are the single point of accountability for liquidity visibility across the business, with a deep, first-principles understanding of every core cash inflow and outflow.
• Manage flow of capital through multiple credit facilities and capital markets vehicles, across lending and debt resolution, from initial pledging of collateral & assets to borrowing mechanics and receiving cash to manage working capital across the business. Have an understanding or a desire to learn more and become an expert of fintech capital markets.
• Interest rate forecasting.
• Work closely with legal, finance, capital…