Vice President - Underwriting & Portfolio Management - Power & Utilities

Do you want your voice heard and your actions to count? Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

The selected colleague will work at an MUFG office or client sites four days per week and work remotely one day. A member of our recruitment team will provide more details.

We're seeking a Credit Vice President who will be part of our growing corporate Power & Utilities Portfolio Management team. You will focus on underwriting and portfolio management in the Power & Utilities vertical lending business for investment grade & non-investment grade, leverage finance, and sponsor-based clients.

As a Vice President, you will be responsible for active credit management of a designated portfolio utilizing solid credit and analytical skills, providing continuous oversight of portfolio names, monitoring for potential risk and regulatory rating changes and proactively identifying credit deterioration with the goal of maximizing net income and reducing credit costs.

Responsibilities:

Evaluate prospects and analyze structure of complex financing transactions for new and existing clients within the Power & Utilities vertical

Underwrite new bank debt transactions according to established policies and guidelines for non-investment grade clients and prospects

Manage a portfolio of corporate clients, including periodic reviews and communication of account information across various constituencies throughout the organization

Prepare cash flow projections to assess the debt repayment capacity of borrowers

Review loan documentation and facilitate the closing of transactions

Coordinate the deal process with credit partners in CDA (Credit Division of the Americas), relationship managers in GRM (Global Relationship Management), and various product partners

Train and guide the junior members of the team Active portfolio management of designated customers:

Responsible for the management of a portfolio in the Power & Utilities vertical, including regulated electric and gas utilities, independent power producers, project developers and renewable energy holdings companies

Perform due diligence and regularly scheduled reviews

Analyze credit risk of the designated portfolio, determine accurate ratings and make recommendations of accurate and timely ratings to management

Prepare detailed credit analysis and credit applications in accordance with Policy, Credit Rules for Overseas Offices and company's Procedure Manual, evaluating the borrower’s industry/business/legal/financial risks and recommending extensions of credit to management

Coordinate and communicate critical account information independently and directly to various related parties throughout the bank, business line, product groups and credit divisions

Maintain direct communication with assigned customers

Deal Support:

Work with business lines/product groups to identify prospective transactions

Identify structural risks and mitigate in prospective transactions and recommend/enhance structuring of deals and covenant in line with policies and procedures

Advise account…