Underwriter, Insurance

The Underwriter is responsible for managing a portfolio of accounts and driving new and renewal business opportunities. The Energy Underwriter is responsible for supporting the underwriting and management of new and renewal Energy accounts, with a focus on Oil & Gas risks. Working under the guidance of senior underwriting professionals, this role evaluates risk exposures, reviews submissions, analyzes underwriting data, and assists in determining appropriate coverage terms, conditions, and pricing.

The underwriter develops a strong understanding of upstream, midstream, and downstream Energy operations while ensuring underwriting decisions align with company guidelines and delegated authority. This position also partners closely with brokers, agents, and internal stakeholders to build relationships, provide responsive service, and contribute to the profitable growth of the Energy portfolio. Candidates should have 2+ years of underwriting or related insurance experience and a strong interest in the Energy industry.

• Support the underwriting of new and renewal Energy business with a primary focus on upstream Oil & Gas risks, including exploration, drilling, production, and related operations.
• Review submissions, applications, loss runs, engineering reports, and supporting documentation to evaluate risk quality and identify key exposures.
• Assist in analyzing coverage requests, policy forms, endorsements, and underwriting information in accordance with company guidelines and delegated authority.
• Evaluate risk characteristics, operational hazards, loss history, and financial information to help determine whether risks should be accepted, modified, or declined.
• Support the development of appropriate pricing, coverage terms, conditions, and limits based on underwriting analysis and market conditions.
• Partner with senior underwriters to maintain and manage a profitable upstream Energy portfolio while ensuring strong service standards for brokers and clients.
• Work closely with brokers to gather information, negotiate terms, and provide timely responses on submissions, quotes, renewals, and policy issuance.
• Monitor renewal accounts and assist in identifying opportunities to improve retention and expand existing broker relationships.
• Maintain accurate underwriting documentation and ensure compliance with company underwriting standards, regulatory requirements, and carrier guidelines.
• Collaborate with claims, risk engineering, actuarial, and operations teams to support informed underwriting decisions.
• Participate in broker meetings, industry events, and training opportunities to expand Energy market knowledge and strengthen professional relationships.
• Stay current on upstream Oil & Gas industry trends, emerging risks, market conditions, regulatory developments, and underwriting best practices.

• Bachelor's degree in Risk Management, Insurance, Business Administration, Finance, Economics, or a related field preferred. Equivalent industry experience will also be considered.
• 2+ years of commercial underwriting experience, Energy underwriting experience, or related Property & Casualty insurance experience.
• Experience underwriting or supporting risks within the upstream Oil & Gas sector is strongly preferred.
• Strong analytical, organizational, and relationship-building skills with the ability to assess risk and communicate underwriting recommendations effectively.
• Proficiency with Microsoft Office applications and underwriting systems.

• Ability to obtain and maintain applicable state Property & Casualty licenses as required.
• Progress toward or interest in pursuing industry designations such as CPCU, ARM, AU, or AINS is a plus.

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