Software Engineer II, Backend; Identity Decisioning

Software Engineer II, Backend (Identity Decisioning)

Join to apply for the Software Engineer II, Backend (Identity Decisioning) role at Affirm
.

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.

Identity Engineering owns the systems responsible for onboarding all consumers and managing their authentication and verification journeys across affirm’s product surfaces. In this role you will need to gain a deep understanding of the business, product and engineering context, and utilize that context to own and deliver high‑availability and low‑latency systems on the critical paths for all of our products.

• With the support of your team’s tech lead and manager, break down larger projects into individual tasks, deliver them in multiple phases, and collaborate with others to ensure timely delivery of your work.
• Support peers and stakeholders in the product development lifecycle by collaborating with product management, design & analytics, participating in ideation, articulating technical constraints, and partnering on decisions that properly consider risks and trade‑offs.
• Support the operations and availability of your team’s artifacts by creating and monitoring metrics, escalating when needed, and supporting “keep the lights on” & on‑call efforts.
• Contribute to a sense of community on your team by engaging in growth and development activities such as participation in the interview process.

• 1.5+ years of experience as a software engineer.
• Experience designing, developing and launching backend systems and proficiency in either Python or Kotlin.
• Familiarity with the building blocks of distributed systems, and technologies like AWS, MySQL, and Kubernetes.
• Ability to take a simple problem or business scenario into a solution that interacts with multiple software components, and execute on it by writing clear, well‑tested, extensible code.
• Comfort navigating a large code base, debugging others’ code, and providing feedback through code reviews.
• Demonstrated ownership of growth, proactively seeking feedback from team, manager, and stakeholders.
• Strong verbal and written communication skills that support effective collaboration with our global engineering team.
• Position requires either equivalent practical experience or a Bachelor’s degree in a related field.

Equity Grade - 6

Employees new to Affirm typically come in at the start of the pay range.
Affirm focuses on providing a simple and transparent pay structure which is based on factors such as location, experience, and job‑related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness, and tech spending, and benefits.

USA base pay range (CA, WA, NY, NJ, CT) per year: $160,000 - $210,000.

USA base pay range (all other U.S. states) per year: $142,000 - $192,000.

• Health care coverage –
  Affirm covers all premiums for all levels of coverage for you and your dependents.
• Flexible Spending Wallets – generous stipends for technology, food, various lifestyle needs, and family‑forming expenses.
• Time off – competitive vacation and holiday schedules allowing you to take time off to rest and recharge.
• ESPP – Employee stock purchase plan enabling you to buy shares of Affirm at a discount.

Affirm is proud to be a remote‑first company. The majority of our roles are remote and you can work almost anywhere within the country of employment. Occasionally an assigned Affirm office may be required.

We believe “It’s On Us” to provide an inclusive interview experience for all, including people with disabilities. We provide reasonable accommodations to candidates in need of individualized support during the hiring process.

For U.S. positions that could be performed in Los Angeles or San Francisco, Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance,
Affirm will consider qualified applicants with arrest and conviction records.

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's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.