Senior Credit Risk Analyst

Brook Green Supply (BGS) is a leading independent B2B energy supplier, delivering tailored energy supply and Net-Zero solutions to industrial and commercial consumers.

As part of the Credit Risk team within the Commercial department, the Senior Credit Risk Analyst will combine senior credit risk assessment with ownership of credit risk portfolio monitoring and operations.

The role will assess and manage counter party credit risk arising from physical power and gas supply, including complex exposures, collateral arrangements, credit insurance and contractual risk. You will work with internal account managers, account management coordinators, the trading desk and external parties including clients, TPIs, credit rating agencies, credit insurers and brokers.

This role is the risk intelligence layer that informs and supports credit control activity, not a replacement for it. You will maintain portfolio surveillance, exposure trackers, watchlists and early-warning indicators so emerging risks are identified early and credit decisions remain current as markets and sectors evolve.

The role suits an analytical and commercially aware credit risk professional who can combine financial analysis, market awareness, clear stakeholder communication and disciplined operational control.

• Lead credit assessments for high-value or complex counter parties, including group structures, special purpose vehicles and large portfolios.
• Complete accurate credit assessments using quantitative and qualitative data, submit credit insurance requests and undertake periodic credit limit reviews.
• Monitor and update credit exposures arising from physical power and gas supply contracts, including insured and uninsured positions.
• Develop, maintain and improve credit policy, approval processes and reporting frameworks.
• Manage aggregate insurance cover levels in line with policy parameters.
• Communicate credit decisions clearly to internal stakeholders, providing relevant feedback and requesting information for reassessment where needed.
• Identify credit risk mitigation options, including third-party guarantees, bank guarantees, letters of credit, security deposits and escrow accounts.
• Act as a senior point of liaison for complex credit queries and bespoke credit solutions.
• Monitor delivery, updates and renewals for alternative collateral facilities.
• Review credit decisions relating to renewals, site additions and payment term amendments.
• Review and support credit aspects of energy trading documentation, including EFET Master Agreements, GTMAs, MNAs and CSAs.

• Maintain exposure trackers across the counter party portfolio, including credit limits, utilisation, insured and uninsured positions and collateral held.
• Flag breaches, near-limit positions and deteriorating credit profiles promptly.
• Monitor Credit Safe and other credit reference agency alerts, triaging rating downgrades, CCJs, insolvency filings and other adverse events.
• Maintain a live counter party watchlist and early-warning indicator framework, recommending mitigating actions such as limit reductions, additional collateral or insurance notifications.
• Track sector and macroeconomic developments across key customer industries and translate them into portfolio-level risk views.
• Respond to market and commercial changes, including wholesale price movements, sector shocks and material contract or ownership changes, by reassessing exposure, insurance cover and credit stance.
• Produce sector briefing notes, macro updates and portfolio risk summaries for the trading desk, commercial teams and senior management.
• Maintain and refine credit risk MI and dashboards for exposure, limit utilisation,…