Retail Mortgage Loan Originator Job Huntersville area,North Carolina USA,Finance & Banking

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Regular or Temporary:

Regular

Language Fluency:
English (Required)

Work Shift:

1st shift (United States of America)
Please review the following job description:

Responsible for the sales and marketing of Truist Mortgage Loan products within bank policies and procedures as well as consistent, effective referrals of mortgage clients for other bank services, including the qualifying package of services, and insurance products.

ESSENTIAL DUTIES AND RESPONSIBILITIES

Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time.

1.Execute effective mortgage marketing and development plans to meet or exceed agreed upon mortgage production goals.
2.Maintain a complete and thorough knowledge of the Mortgage Strategies, Policies and Procedures, as well as secondary market investor's guidelines utilized by Truist.
3.Adhere to and comply fully with any and all Truist policies and procedures related to internal and external rules and regulations, particularly those established by State and Federal law.
4.Provide mortgage clients sound mortgage advice based on a full understanding of client needs as well as Truist Mortgage products and their benefits.
5.Consistently execute on Truist's referral process by introducing mortgage clients to other bank solutions for deepening client opportunities.
6.Assist Mortgage Loan Fulfillment with client, attorney, or appraiser document follow-up as determined through quality control or post-closing review.

QUALIFICATIONS

Required Qualifications:

1.1+ year(s) experience in banking and/or lending environment with basic knowledge of residential property types

Good organizational, written and verbal communication skills

Possesses solid interpersonal and negotiation skills

Demonstrated proficiency in relevant computer applications

Must be SAFE Mortgage Licensing Act compliant within 30 days of employment in this role including new or transfer of registration, and applicable NMLS acceptable background check

Preferred Qualifications:

Bachelor's degree in Business, Marketing, Accounting, or related studies or equivalent financial sales experience.

Two or more years of experience in residential mortgage lending with solid knowledge of the local market and regulations.

Previous sales awards and leadership positions.

OTHER JOB REQUIREMENTS / WORKING CONDITIONS

Sitting/Standing/Walking/Bending/Lifting
Sitting Frequently (25% - 50% of the time)
Standing Frequently (25% - 50% of the time)
Walking Frequently (25% - 50% of the time