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Senior Underwriter, Financial Lines

Job in Independence, Montgomery County, Kansas, 67301, USA
Listing for: American International Group
Full Time position
Listed on 2025-12-02
Job specializations:
  • Insurance
    Underwriter, Insurance Analyst, Insurance Claims, Risk Manager/Analyst
  • Finance & Banking
    Underwriter, Risk Manager/Analyst
Job Description & How to Apply Below
At AIG, we are reimagining the way we help customers to manage risk. Join us as a
** Senior Underwriter - Financial Lines
** to play your part in that transformation. It’s an opportunity to grow your skills and experience as a valued member of the team.
** Make your mark in Underwriting
** AIG Underwriting teams help to find insurance solutions in areas including Financial Lines, Property, Casualty, Specialty Lines, Cyber, and Multinational Clients. We are reimagining how we help customers to manage risk, transforming our operating model and reshaping our role responsibilities and career pathways. The goal is to unlock the full potential in each colleague – empowering our people to grow as insurance professionals and add more value to our customers and AIG.This

role underwrites assigned risks under general direction. Has a greater underwriting authority and handles large accounts and/or more complex risks.
** How you will create an impact:
*** Rapidly evaluating, prioritizing and selecting submissions to be underwritten.
* Demonstrating technical underwriting skills through strategic, thorough account reviews and file documentation.
* Exercising judgment, negotiating and making sound business decisions effectively based on level of authority.
* Renders alternative outcomes for more difficult situations and makes real-time decisions in a fast paced environment characterized by ambiguity and change.
* Using all appropriate underwriting tools, disciplines and knowledge of strategies to ensure underwriting guidelines are followed.
* Understanding fundamentals of loss trends, loss triangles, and rate making.
* Assisting management with the implementation of profit center strategic initiatives and providing technical underwriting and marketing support on other projects.
* Assisting regional manager and product leaders in further developing existing broker relations as well as establish new relationships to attract business opportunities.
* Collaborating with Distribution, Territory Managers, and other line(s) of business underwriters to target desirable accounts and cross selling opportunities.
* Working with management, brokers, clients, and outside counsel on deal structure, contract terms and conditions on a portfolio of more complex risks.
* Participating in various underwriting and marketing initiatives to improve company results and drive portfolio strategies.
* Developing strong, long term relationships with brokers and clients to profitably grow a book of business.
* Representing AIG at client and broker functions with supervision as necessary/appropriate.
* Contributing to the mentoring, training and development of less experienced staff.
* Participating in special underwriting projects as needed.
* Providing superior customer service to brokers and clients (internal & external).
** What you'll need to succeed:
*** Minimum 3+ years of relevant professional experience. Commercial Insurance Company, Agency or Brokerage experience preferred.
* Bachelor’s degree from a four-year college or university.
* Advanced knowledge of the US Financial Lines business (D&O, EPL, PTL, Cyber, Fidelity) including product features, forms, regulatory environment and risks etc.
* Strong ability to identify, analyze and solve problems as well as the ability to learn rapidly, adapt quickly to change and exercise influence.
* Ability to exercise judgment, negotiate and make sound business decisions effectively based on level of authority.
* Demonstrated sales, marketing, and relationship building experience.
* Very strong verbal and written communication skills.
* Ability to work in dynamic, rapidly changing environment, adapting to changing requirements and collaborating with a wide range of colleagues to quickly deliver solutions.
* Comfort with analytical tools and technology

At AIG, we value in-person collaboration as a vital part of our culture, which is why we ask our team members to be primarily in the office.  This approach helps us work together effectively and create a supportive, connected environment for our team and clients alike.#LI-SR1

At AIG, we value in-person collaboration as a vital part of our culture, which is why we ask…
Position Requirements
10+ Years work experience
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