Long Term Disability Lawyer Hamilton

Work with a long term disability lawyer in Hamilton who has the experience necessary to help you with your disability claim. We offer a free, no-obligation, confidential consultation regarding your disability claim. This process comes without any obligations and is structured to reduce stress. Our firm works on a contingency fee basis, typically taking 33% of any award or settlement only if you win your case.

Our commitment is straightforward: you don’t pay unless you succeed. As a firm with experience in long-term disability law in Hamilton, we understand that more than half of valid disability claims are denied each year. We are here to help address this issue.

• Handling applications for short-term disability benefits
• Assessing applications for short-term disability benefits
• Contesting denials of short-term disability benefits
• Submitting applications for long-term disability benefits
• Analyzing long-term disability benefits applications
• Challenging denials of long-term disability benefits
• Taking legal action to secure rightfully owed benefits

Short-term disability (STD) benefit are often included in employee benefits packages, supporting you during temporary periods of disability.

STD and LTD benefits serve as income replacements for employees who are unable to work or perform their usual job functions due to illness or injury. These benefits are part of a contractual agreement between the provider (employer or insurance company) and the beneficiary (you), designed to offer financial assistance during difficult times.

The length of STD benefits typically varies from 12 weeks (roughly 3 months) to 24 weeks (around 6 months), depending on the policy’s terms. When needed, and if eligible, STD benefits may transition into LTD benefits for extended support.

Qualifying for STD benefits depends on the policy’s definition of being “totally disabled.” It’s important to note that “totally disabled” does not necessarily mean completely unable to work in any capacity. This definition differs from one policy to another, highlighting the importance of understanding your specific policy’s criteria.

Insurance companies frequently deny these claims. However, with the assistance of a skilled short-term disability lawyer, you can contest these denials and secure the benefits you deserve. An experienced disability insurance lawyer plays a vital role in successfully managing your claim and securing the best possible outcome.

For a no-risk and no-fee evaluation of your eligibility for disability benefits, please contact us at . Our team is ready to provide the essential guidance and support during this challenging time.

• Surgical operations
• Post-surgical recovery
• Trauma or accidents (short-term or long-term)
• Healing after trauma or an accident
• Mental health issues (short-term or long-term), including depression and anxiety
• Development of a new medical condition
• Aggravation of an existing health condition
• Managing grief from the loss of a family member

This list is not exhaustive. If ever in doubt, call our disability lawyers at  for a free consultation.

Similar to short-term disability benefits, long-term disability (LTD) benefits are typically a part of an your benefits package.

LTD benefits serve as income replacement for employees who cannot work due to illness or injury.

Usually, LTD benefits commence once short-term disability benefits have ended. If an employer does not provide short-term benefits, LTD benefits often start after any employer-provided sick leave is depleted or following the expiration of Employment Insurance (EI) Sickness Benefits, which can last up to 15 weeks. For a detailed understanding of your rights under long-term disability, consulting with a long-term disability lawyer is advisable.

The amount of LTD benefits typically falls between 60% and 80% of your usual or pre-disability earnings, based on the specific terms of the disability insurance policy. Contrary to short-term benefits, LTD benefits can…