Mortgage Banker

Mortgage Banker

Location:

Louisville, KY. Salary: $-$.

Job Type: Full-time

Seniority Level: Mid-Senior level

Industry: Banking

Founded in 1910, State Bank is a locally owned community bank proudly serving central Indiana approaching $1 billion in assets. Known for personalized service and local decision-making, State Bank has been recognized as the best bank in Hendricks County nine out of the past ten years and is a 5-Star Bank by Bauer Financial. By banking with us, you help support and reinvest in the local community.

We offer a comprehensive range of financial services, blending industry-leading technology with a commitment to customer care. Our mission is to remain the bank of choice for individuals, families, and businesses.

As a Mortgage Banker with State Bank, you will be responsible for building and maintaining profitable customer account relationships. Generate mortgage loans for secondary market income and loan portfolio with minimum risk to the Bank. Exercise the ability to build relationships and earn client trust.

Identify, develop, and maintain a network of contacts within the real estate community including but not limited to realtors, builders, personal and professional contacts. Demonstrate and present a thorough knowledge of products, services, mortgage loan policies, regulations, and procedures.

Consult with clients and prospective borrowers to determine financial objectives. Demonstrate ability to analyze information supplied by borrower to determine loan structure and qualification of specific products.

• Originate residential mortgage loans
• Ability to take initiative, be a problem solver, ability to think creatively to provide suggestions
• Possess strong time management and organizational skills
• Ability to adapt quickly and work efficiently, ability to multi-task and meet timelines in a fast-paced environment
• Effectively manage individual mortgage pipeline
• Assist in the resolution of information needed to move the loan through processing and closing
• Attend client closings
• Identify cross-sell opportunities
• Achieve or exceed sales goals as established
• Active in the community and attend events as needed to represent State Bank
• Stays current on all mortgage products, rules, and regulations
• Attend and complete all required bank training
• Other duties as assigned
• Adhere to State Bank's mission, values, and customer service standards

A college diploma is preferred, or equivalent work experience in the field is strongly recommended. Three to five years of mortgage lending experience, sales, and business development are required. Mortgage software experience is also preferred. Previous computer experience with Windows, Microsoft Office, and other computer applications is also required. Maintain NMLS.

Ability to read, analyze and interpret complex information and make sound judgments. Familiarity with a variety of the field’s concepts, practices, and procedures. Relies on experience and judgment to plan and accomplish goals. Performs a variety of tasks while remaining detail-oriented, accurate, and organized. Good customer service skills with a focus on strong oral, presentation and written communication skills. Ability to work unsupervised and display effective time management skills.

Ability to work a flexible schedule. Exhibits excellent judgment in handling confidential information.