Commercial Portfolio Manager

Vice President, Senior Portfolio Manager – Commercial / Business Banking

Location: Indianapolis Metro Area
Position Type: On-site

A well-established, growth-oriented bank in the Indianapolis metro area is seeking a Vice President, Senior Portfolio Manager to support and oversee a commercial loan portfolio while contributing to broader portfolio risk management and credit quality initiatives.

This role sits within a hands‑on, start‑to‑finish portfolio management model
, where senior portfolio managers are actively involved in underwriting support, monitoring, and ongoing relationship oversight. The position is highly visible and plays an important role in supporting credit quality, risk management, and internal reporting.

• Provide ongoing monitoring, oversight, and risk management of a commercial loan portfolio.

• Develop and maintain consistent credit analysis and underwriting processes for new requests, renewals, and modifications.

• Ensure timely completion of annual reviews
  , covenant testing, financial analysis, and portfolio reporting.

• Monitor delinquency trends, upcoming maturities, documentation exceptions, and overall portfolio health.

• Partner closely with Relationship Managers on new opportunities by reviewing financials, assessing cash flow, and supporting deal structuring.

• Serve as a secondary or alternate point of contact for assigned customer relationships.

• Coordinate and prepare portfolio reporting for senior management.

• Assist with regulatory exams, loan reviews, and internal audits
  , including preparation of draft responses.

• Perform quality control reviews to ensure loans are properly booked and documented in accordance with approvals.

• Maintain organized, audit‑ready credit and documentation files.

• Support process improvement initiatives and perform other duties as assigned by leadership.

• Collaborative PM/RM structure within the commercial banking group.

• Portfolio Managers operate in a true end‑to‑end role
  , managing both credit and portfolio responsibilities.

• This role reports directly to senior portfolio management leadership.

• 10+ years of experience in commercial banking, portfolio management, and/or credit underwriting
  .

• Strong understanding of financial statements, cash flow analysis, covenant monitoring, and credit risk management
  .

• Proven ability to manage commercial loan portfolios independently.

• Experience with C&I and/or SBA‑supported lending preferred.

• Highly organized with strong attention to detail.

• Excellent written and verbal communication skills.

• Ability to work effectively in a collaborative, team‑based environment.

$120,000-$146,000 per year