Credit Manager

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Finance Regular Full-Time Atlanta, IN, Atlanta, IN, US

2 days ago Requisition

This position administers and enforces credit policies and procedures; quantifies and monitors credit provided to customers; performs analysis of credit to ensure intended risk; and implement supporting legal strategy to accomplish these activities for Beck’s Superior Hybrids and related entities. This position is authorized to view all sales and credit information.

Ideal applicants will have the following experience:

• 7+ years in commercial ag credit and lending
• Financial analysis & ratio modeling
• Sound judgment with strong communication skills

As a member of the Beck’s Family of employees, all full-time employees are eligible for a generous benefits package:

• Health benefits including two medical plan options and company HSA contributions, dental, vision, employer paid life/AD&D for you and your dependents, disability insurance, and access to an onsite Nurse Practitioner
• 401k plan match & company sponsored pension plan and access to a Financial Advisor to help you manage your retirement savings
• Paid time off, Paid Holidays, Wellness Programs, & Corporate Discounts
• Company Christmas Party, Free Lunch, & Much More

• Establish, manage, implement, and enforce credit policies and procedures.
• Evaluate financial statements and tax returns of customer and dealers legal entities to determine financial stability.
• Manage credit application processes and procedures.
• Update and review current customer credit profiles.
• Process credit applications for review and approval by checking credit history and gathering references including applications for internal fall payment program.
• Monitor the credit granting and updating process.
• Research liens and various other public financial records and filings.
• Visit and interview key customers, dealers, and sales personnel as needed.
• Answer phone calls and provide customer service.
• Provide education, training, and service as needed to all customers, dealers, and sales staff regarding company payment policies and terms by providing an overview of the credit process.
• Manage all aspects of third party vendor financing programs.
• Evaluate credit information for final credit approval or denial of customer and dealer application.
• Prepare promissory notes and approval letters for customers, sales staff and dealers to notify all parties of qualification for fall payment program.
• Provide credit information and references upon valid and requests to third parties.
• Select and manage relationships of third party credit bureaus.
• Assist with customer collections process.
• Compile and distribute monthly and annual data for financial reports.
• Oversee the generation, filing, and incorporation of all necessary legal documents, pertaining to customer credit.
• Determine credit limits, past due status, and cash on delivery (COD) limitations.
• Audit methods and procedures of customer credit function to improve inter-departmental efficiency.
• Organize and oversee all facets of the daily operations of the organizational unit, ensuring compliance with company, state, and federal laws and regulations.
• Monitor pending and approved legal, tax, and compliance changes at federal, state, and local levels.
• Review and update forms for Accounts Receivable and Sales Departments.
• Collaborate with Data and Development and Sales Department to ensure system changes concerning Credit are feasible and compliant.
• Monitor and ensure the implementation of changes to the annual customer and sales programs are accurate.
• Lead development of credit process improvement projects.
• Perform…