Portfolio Manager

Final date to receive applications

12/30/2025

135 N Pennsylvania Street

Commercial Sales & Service

This is a hybrid role out of Indianapolis where the Portfolio Manager will facilitate decisioning and analysis of all types of credit information to support lending decisions and processes for the bank. Maintains and promotes a client service environment to satisfy and exceed customer needs and expectations. This role will make credit decisions and recommendations in accordance with sound credit-granting principles and in compliance with Bank Policies & Procedures.

• Make credit decisions and recommendations based on sound principles and bank policies.
• Analyze financial data and assess risk for new, renewal, and extension loans.
• Minimize risk exposure by adhering to internal credit policies.

• Act as a trusted advisor to clients and internal stakeholders.
• Ensure high-quality client experience through expert troubleshooting and escalation support.
• Coordinate with clients, attorneys, and closing departments as needed.

• Conduct independent analysis to resolve strategic issues.
• Develop financial models and analytical tools for client capital structure evaluation.
• Produce regular and ad-hoc reports and dashboards.

• Lead or support lending proposals and pitches to clients.
• Negotiate transactions and provide deal structuring expertise.

• May oversee workflow of other analysts.
• Collaborate across teams to align tasks with departmental goals.
• Influence and negotiate to achieve business objectives.

• Establish cross-selling initiatives to increase penetration with client.
• Applies deep expertise in bank products, processes and systems and effectively troubleshoot to ensure a high-quality client experience.
• May coordinate closing with closing department, clients and attorneys.
• Serves as a daily escalation resource to ensure client expectations are met or exceeded.
• Acts as a trusted advisor to assigned business/group.
• Influences and negotiates to achieve business objectives.
• Recommends and implements solutions based on analysis of issues and implications for the business.
• Conducts independent analysis and assessment to resolve strategic issues.
• Helps determine business priorities and best sequence for execution of business/group strategy.
• Acts as the prime subject matter expert for internal/external stakeholders.
• Participates in the development of financial models and other analytical tools to assist clients in evaluating capital structure.
• Designs and produces regular and ad-hoc reports, and dashboards.
• Maintains current on financing trends in target clients' markets, and communicates same to team members.
• Leads or participates in defining the communication plan designed to positively influence or change behavior; develops tailored messaging; and identifies appropriate distribution channels.
• Oversees preparation of concise, well reasoned credit correspondence.
• Coordinates the preparation of lending proposals and pitches to prospective clients with efforts to maximize penetration and returns.
• Negotiates transactions with clients and provides deal structuring expertise.
• Oversees documentation and ongoing monitoring of asset and client performance.
• May manage workflow of other analysts by aligning tasks with departmental goals and objectives.
• Provides accurate financial analysis and risk assessment of new and existing customers.
• Partners with internal stakeholders for accurate, detailed client information.
• Develops credit information to make lending decisions on new, renewal and extension loans.
• Assists in negotiations of terms and conditions of all decisions made via phone and e‑mail interaction with clients.
• Prepares summary, presents facts and offers opinions concerning credit worthiness.
• Minimizes BMO's risk exposure by adhering to internal credit policies and procedures with respect to lending decisions.
• Provides input into the planning and implementation of operational programs.
• Builds effective relationships with internal/external stakeholders.
• Focus…