Credit Operation Supervisor

Responsibilities

• Supervise and monitor disbursement coordination. Prepare and validate loan disbursement documentation and verify the completeness of documentation and approvals for every disbursement.
• Monitor and oversee all collateral movements and transactions; the end‑to‑end process of collateral handling, including registration, safekeeping, transfer, release, and reconciliation of collateral.
• Proactively identify and elevate issues or potential risks related to collateral management. Act as the first escalation point for operational issues.
• Manage and monitor team performance in line with SOPs and targets.
• Provide recommendations to improve processes and enhance operational efficiency.
• Handle Post‑Dated Checks (PDC) and Joint Accounts.
• Monitor fund flows, reconcile balances, and flag anomalies.

• Bachelor’s degree in Management, Business Administration, Economics, or related field.
• Minimum 4 years of experience in operations, with at least 1 year in a supervisory or team lead role at P2P fintech.
• Experience handling products such as invoice/PO‑based financing, escrow/joint accounts, or structured lending.
• Knowledge of the disbursement process, custody, and monitoring fund flows, reconciling balances, and flagging anomalies.
• Basic data analysis skills (Excel/Google Sheets mandatory).
• Proven experience in managing multiple priorities under tight deadlines.
• High attention to detail, strong time management, and organizational skills.
• Willing to work fully from office (Jakarta).

Moladin is Indonesia’s leading mobility fintech platform with end‑to‑end financing solutions for all players in the used car and EV ecosystem. Moladin empowers its rapidly growing network of more than 26,000 active used car agents and dealer MSMEs, and provides used car consumers with better financing access through digitized loan underwriting. This is supported by its strong used car capabilities with branches and warehouses covering more than 100 cities, industry‑leading AI/IoT and partnerships with all top auto financing companies across Indonesia, and also through its OJK‑regulated multi‑finance company PT Moladin Finance Indonesia.

Moladin’s vision is to be a positive driving force in the physical and social mobility of all the people it touches (“Mobility for all”).

For further information about Moladin, please visit

Location:

Jakarta, Indonesia.