Credit Risk Analyst; Risk Modeling

Join to apply for the Credit Risk Analyst (Risk Modeling) role at Monee
.

• Develop and maintain MIS reports to monitor key portfolio performance and advise management on risk profiles.
• Analyse portfolio performance, identify trends & drivers, draw insights and optimize the underwriting policies.
• Design and implement champion challenger mechanism to optimise the underwriting.
• Participate in credit portfolio stress testing on a regular basis to fulfill both internal and regulatory requirements.
• Lead delivery of credit risk system projects and/or tactical system changes.
• Administer credit rules, scorecards, limit assignments in retail and SME credit underwriting system(s), including the following:
  Administer risk data mart and conduct associated problem-solving.
• Communicate issues/improvements relating to credit risk systems and data inputs/outputs, and act as primary liaison for vendor engagement, vendor management and onboarding.
• Work closely with business team, dev, and other functions as necessary.

• Bachelor’s degree and above in quantitative fields such as Mathematic, Computer science, Business Analytics, Finance, Accountancy, Statistics, Quantitative Finance.
• Fresh graduate are welcome
• Familiar with Python, SQL, or VBA programming skills.
• Familiar with MAS regulations such as MAS Notice 635, 656, 612, MAS Guideline on Risk Management Practices and other relevant regulations risk related portfolios is a plus.

• Entry level

• Full-time

• Finance and Sales