Reserving Analyst

At AXA, our actuarial team plays a vital role in ensuring sound reserving practices, accurate performance monitoring, and insightful analysis that underpin our financial stability and strategic decision-making. You will provide technical support for reserving and performance monitoring within AXA's retail lines and help enhance processes and methodologies. Below is a concise overview of the role, requirements, benefits, and our commitment to a fair hiring process.

• Support the estimation of current and future loss ratios, providing actuarial analysis to underpin reserving and loss ratio processes in collaboration with SBUs and senior reserving teams.
• Assist in assessing product profitability and line performance to support strategic decision-making across the retail insurance portfolio.
• Design and deliver analysis that supports strategic initiatives, ensuring decisions are based on sound actuarial judgment and data insights.
• Validate and reconcile MI data used for actuarial purposes, ensuring timeliness, accuracy, and completeness of reporting.
• Support process improvements and methodological enhancements to meet evolving business and customer needs.
• Contribute to audit methodologies, ensuring compliance with internal and external audit standards, including IFC controls and risk mitigation.
• Support the quarterly reserve reviews and monthly performance reporting, fostering strong relationships with SBUs, Finance, MI, Claims, and Strategy teams.

• Progressing through the Actuarial qualification (e.g., Actuarial Trainee, Part‑qualified or near‑qualified Actuary) or holding relevant financial/insurance qualifications and experience.
• Strong analytical and financial modelling skills, ability to interpret complex data and technical issues.
• Good understanding of reserving principles, performance monitoring, and insurance accounting.
• Proficiency in Word, Excel and actuarial tools such as SAS, Python, VBA or similar software.
• Excellent attention to detail and organisational skills, capable of managing multiple tasks under tight deadlines.
• Effective communication skills, able to influence and build relationships within and beyond Finance and Actuarial teams.
• Ability to translate complex technical issues into clear, actionable insights.
• A proactive, reliable team player committed to continuous learning and professional development.

• Competitive annual salary.
• Annual company & performance‑based bonus.
• Contributory pension scheme (up to 12% employer contributions).
• Life Assurance (up to 10× annual salary).
• Private medical cover.
• 28 days annual leave plus bank holidays.
• Opportunity to purchase up to 5 extra days leave or sell up to 5 days leave.
• Well‑being services & resources.
• AXA employee discounts.

We are an Equal Opportunities Employer committed to diversity and inclusion. Candidates from all backgrounds are encouraged to apply. We are a Disability Confident Leader and provide a fair interview process for applicants with disabilities.

All successful candidates will undergo pre‑employment checks in accordance with Pra and FCA regulations. Screening covers identity, qualifications, employment history, credit and criminal record.