Compliance Manager, Finance & Banking

£45k - 55k depending on experience | Permanent full-time | Ipswich

Fleximize is an award-winning, tech-enabled business lender dedicated to helping UK small and medium enterprises (SMEs) thrive. We pride ourselves on providing flexible financing solutions with exceptional customer service.

As we continue to innovate our lending platforms and expand our services, we are looking for a highly skilled, meticulous, and proactive Compliance Manager to join our team.

You will closely support the Compliance Director in safeguarding Fleximize’s regulatory standing and driving the company's compliance strategy. This is a broad-scope, high-utility leadership role within a fast-paced fintech environment.

You will assist the Compliance Director with managing the compliance team and assisting in the overall compliance function including anti-money laundering, con tact review, data protection matters including ongoing monitoring.

You will support the Compliance Director with the following:

1. Regulatory Updates & Board Reporting

• Support the Director in monitoring regulatory changes and analyzing their operational impact.
• Assist the Compliance Director in preparing concise summaries of critical regulatory developments for the Board.
• Update existing compliance policies and checklists to incorporate new regulatory requirements.
• Communicate regulatory updates to staff, deliver training, and answer internal queries as and when required.
• Liaise with legal advisors to update loan agreements and ensure seamless operational rollout.

2. Strategic Projects & System Testing

• Provide compliance due diligence support for investments and core business projects.
• Assist in conducting and maintaining firm wide risk assessment

3. Policy Management & Compliance Monitoring

• Co‑own the annual drafting and review cycle for all core compliance policies
• Assist in maintaining the governance frameworks and ensure all staff review and sign off on policies.
• Assist in running the Compliance Monitoring Programme using structured review templates.
• Undertaking audits, including AML reports, debt reviews, call monitoring, and due diligence.
• Report audit findings to department managers to quickly remediate operational risks.

4. Contract Review & Legal Registrations

• Draft, review, and negotiate organization‑wide contracts
• Manage the centralized contract register to track renewals and rolling clauses.
• Review, update, and implement Non‑Disclosure Agreements (NDAs).
• Undertake due diligence on suppliers, brokers and third parties.

5. Data Protection Duties

• Assist the DPO in data protection duties as and when required
• Maintain internal data architecture maps and perform Data Risk Assessments.
• Managing Data Deletion and Subject Access Requests (SARs) within the 30‑day window.

6. Complaints, Reporting & Registers

• Acknowledge, investigate, and resolve customer complaints, managing escalated Financial Ombudsman Service (FOS) files.
• Update and maintain the internal complaints register and the gifts and hospitality register.
• Act as the final gatekeeper for AML and fraud verification before loan funds are deposited.
• Work closely with the compliance team to ensure fast, low risk loan deposits
• Analyse complex verification flags and identity anomalies.
• Audit bank statements for fraud.
• Verify Personal Guarantees (PGs) and Cross‑Company Guarantors
• Audit to verify critical guarantors.
• Execute pre‑loan checks
• Ensure all high‑risk flags are fully resolved before funding.
• Ensure ongoing transactions are conducted effectively

• Proven Experience: Senior compliance background within UK financial services, alternative finance, or SME lending.
• Regulatory Expertise: Strong working knowledge of FCA regulations, ICO guidelines, GDPR, and UK AML frameworks.
• Financial Crime Specialist: Highly skilled at evaluating complex fraud markers, credit data, and identity documentation.
• Tech‑Savvy Mindset: Comfortable using and testing automated verification software and digital onboarding systems.
• Collaborative Leader: Confident presenting findings to management, coaching a team, and supporting executive leadership.

• A competitive salary: we’re committed to equal pay and professional…