Underwriting Analyst

This range is provided by NewPoint Real Estate Capital. Your actual pay will be based on your skills and experience — talk with your recruiter to learn more.

$70,000.00/yr - $80,000.00/yr

Irvine, CA

• Support underwriters (including Deputy Chief Underwriter and Chief Underwriter) in all aspects of deal processing.
• Assist in conducting initial research regarding the strengths and weaknesses of apartment markets by analyzing financial statements.
• Input a property’s specific financial information into our proprietary Excel workbooks and assist in evaluating property operations and performance in terms of occupancy, net income, and debt service coverage.
• Assist in the collection and review of all loan due diligence materials, including borrower and property financial statements.
• Assist in the coordination of site inspections. May be required to periodically attend and assist Underwriters in the completion of lease audits and other inspection related tasks.
• Evaluate property operations and performance in terms of occupancy, net income, and debt service coverage.
• Work with underwriter/senior underwriter in preparing underwriting narratives and credit memos for internal and agency approval.
• Analyze and evaluate borrower financial statements and schedule of real estate owned.
• Run credit reports and identify any potential issues in the reports.
• Assess market conditions and property-level risks to determine creditworthiness.
• Handle and prioritize multiple tasks effectively.
• Communicate effectively both orally and in writing.
• Perform other financial and/or administrative tasks as needed.

• Bachelor’s degree in Finance or Real Estate.
• Strong interest in real estate, lending, and financial analysis.
• Excellent proficiency with Microsoft Word and Excel.
• Experience with Outlook, Adobe Reader, Power Point, and Internet search engines.
• Ability to conduct research and verify facts quickly.
• Excellent written and verbal communication skills, including the ability to summarize conclusions.
• Ability to travel occasionally.
• Detail-oriented and able to multi-task.
• Knowledge of cash flow analysis and exposure to commercial real estate preferred.
• Adhere to NewPoint’s policies and exhibit proficiency and understanding of NewPoint’s Values and position-specific skills.

• Medical insurance
• Vision insurance
• 401(k)
• Paid paternity leave

Apply BELOW