Software Engineer II; Risk

At Acorns, our mission is to look after the financial best interests of the up-and-coming, beginning with the empowering, proud step of micro-investing. How do we accomplish our mission? Our values.

Lead With Heart - With compassion, integrity, and tenacity, inspire yourself and others to move past all previous thresholds of possibility

Make Bold Decisions - We are creating a new world. Be optimistic, adventurous, and courageous. Leap fearlessly into the future

Always Build Trust - Say what you mean, mean what you say, and do what you say you’re going to do. We are all owners. We are one team

Never Stop Growing - Change IS the constant. Stay hungry and curious. Be relentless in the pursuit of progress

Find a way - Never settle, no excuses, nothing is impossible. Just make it happen

Our values guide us, and our mission drives us. Come join us and help deliver financial wellness for the whole family, putting the tools of wealth‑making into everyone’s hands.

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Acorns is seeking a Software Engineer II to join the Risk Platform team to help build and maintain the core platform used by teams across Acorns to manage compliance, mitigate risk, and protect customer assets.

Acorns is a remote‑first organization, offering the flexibility to work remotely while providing optional access to office space in Irvine, CA.

• Design, build, and maintain scalable, reliable, and secure microservices and APIs for the Risk Platform.
• Collaborate with product managers, designers, and other engineering teams to define and deliver new features.
• Write clean, well‑tested, and maintainable code in a fast‑paced environment.
• Contribute to all phases of the software development lifecycle, from ideation to deployment and support.
• Troubleshoot and resolve complex technical issues related to the platform.
• Help mentor junior engineers and contribute to a culture of continuous learning and growth.

• 3+ years of professional software development experience.
• Hands‑on experience with cloud platforms such as AWS, GCP, or Azure.
• Proficiency in one or more programming languages, such as Python, Java, or Kotlin.
• Experience with microservices architecture and RESTful API design.
• Familiarity with database technologies (SQL and No
  
  SQL).
• Strong problem‑solving skills and the ability to work independently or as part of a team.
• Excellent communication and collaboration skills.
• Previous experience working on a Fraud/Risk platform team is preferred.
• Experience with Databricks is preferred.
• A hunger to deliver game‑changing products.
• Exceptional drive and precision in delivery.
• A belief that your work is tied to your life's mission.
• Optimistic about the potential of societal change.

You are not expected to have experience with all listed requirements. If you feel passionate about Acorns' mission, vision, and values, please apply.

• Competitive salary and stock options
• A comprehensive benefits package for you and your family
• Flexible work location, hours, and paid time off
• 401(k) matching
• Monthly Acorns account contribution & GoHenry account for your family
• Mindfulness and Financial Wellness resources, Headspace and Addition Wealth
• Acorns Career Development Program (Ongoing training sessions, development plans, development check‑ins, Cornerstone’s online training platform)
• Roots Leadership Program for Emerging Leaders
• Community week onsite gatherings and various virtual events
• Talented and motivated team members who care deeply about one another, our mission, and our customers.
• The rare opportunity to create a new world. We inspire one another every day to do meaningful work that solves big societal challenges.

Acorns is a financial wellness app that helps everyday people and families save and invest money for the long term. Since 2014, Acorns has grown into a global company with multiple life‑stage products serving the needs of kids, teens, adults, and parents. Named one of Time’s “World’s Best Brands of 2024,” Acorns has helped over 14 million people save & invest over $25 billion dollars, much of…