Fintech Acceleration Principal

Fintech Acceleration Principal

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

• Research fintech and be an expert at evaluating and discovering companies that fit with the bank’s strategic needs, articulating fintech trends and their potential implications to leadership.
• Keep abreast of trends in relevant landscapes and adjacent industries to identify opportunities or challenges before they become mainstream.
• Build strong relationships with external partners to advance and mature the fintech engagement practice. Collaborate with fintech peers across the bank’s business lines to ensure efficient execution of projects.
• Work closely with senior leaders across the bank to understand strategic needs and priorities, turning them into communications tools and marketing collateral.
• Manage all necessary portfolio reporting and tracking for all fintech engagements across the bank.
• Negotiate, document and manage complex fintech projects, bringing them on time, in scope and on budget.
• Communicate at a senior level, articulating complex technical and financial solutions concisely and simply.
• Identify and work as needed on investment opportunities alongside corporate development and business lines.

• Lead end-to-end fintech engagement lifecycle for assigned business lines, including discovery, evaluation, diligence, contracting, pilot execution, scaling, and ongoing relationship management.
• Serve as a strategic advisor to senior business and technology leaders by translating enterprise priorities into actionable fintech partnership strategies.
• Own fintech sourcing pipelines across priority domains (e.g., payments, embedded finance, data, AI, fraud, lending, compliance) and maintain a strong external ecosystem presence.
• Drive rigorous due diligence across technology, business model, risk, regulatory, legal, and financial dimensions in partnership with Legal, Compliance, Risk, Procurement, and Corporate Development.
• Develop and present business cases, investment theses, and partnership recommendations to executive leadership and governance forums.
• Negotiate and manage complex commercial agreements, pilots, and strategic partnerships, ensuring alignment with bank risk appetite, compliance standards, and financial objectives.
• Oversee execution of highly complex, cross-functional fintech initiatives, ensuring delivery on time, within scope, and on budget.
• Act as point of escalation for fintech engagements, proactively identifying risks, resolving issues, and driving informed decision‑making.
• Manage portfolio reporting, performance metrics, and executive dashboards using CRM and internal reporting tools.
• Contribute to enterprise fintech strategy, thought leadership, and operating model evolution, helping position U.S. Bank as a market leader in innovation and partnerships.

• Bachelor’s degree in business, finance, technology, engineering, or a related field, or equivalent professional experience.
• 7-10 years of progressive experience in fintech, financial services, technology partnerships, venture investing, product strategy, or corporate innovation.
• Demonstrated experience leading complex, enterprise‑scale partnerships or investments in highly regulated environments.
• Strong understanding of financial services ecosystems, fintech business models, and emerging technology trends.
• Proven ability to operate independently with sound judgment, influencing senior executives and making recommendations with material business impact.
• Experience developing business cases, financial models, and executive‑level presentations.
• Deep familiarity with regulatory, legal, and risk considerations impacting fintech partnerships and investments.
• Advanced experience with CRM platforms, portfolio management tools, and data‑driven reporting.