Sr. Specialty Closing Officer, VSBA Closing Department

VelocitySBA provides small business owners with access to growth capital through the SBA loan program. Having access to small business financing can give you the security and freedom to focus on other aspects of running your business. We can help you purchase commercial real estate and equipment, provide growth capital financing, deliver debt refinance solutions, aide with business acquisition/partner buyout, and assist small business owners with their startups.

VelocitySBA is one of the fastest growing SBA lending institutions in the country and is actively seeking motivated individuals interested in a career in business finance. Areas of opportunity include sales/business development, underwriting, closing, servicing, marketing and more as our organization very actively implements our national growth strategy. VelocitySBA offers distinctly a team culture that is more synergistic and collaborative than typical for financial institutions, creating a stimulating and enjoyable workplace environment.

Candidates joining the VelocitySBA team can expect professional development and growth working alongside the best SBA professionals in the industry. Become a part of our team and immerse yourself in a company that fosters a Great Place to Work™ culture!

The Sr. Specialty Closing Officer is responsible for leading the closing process for complex SBA loan transactions while providing day-to-day leadership, oversight, and technical guidance to the Closing Department. This role serves as the department's subject matter expert for specialty lending transactions, including franchise startups, construction and build-out projects, multi-disbursement loan structures, business acquisitions, and other complex SBA lending scenarios.

The Sr. Specialty Closing Officer ensures all transactions are closed in compliance with SBA SOP requirements, internal credit policy, eligibility standards, closing procedures, and regulatory guidelines. The role supervises Specialty Closing Officers, monitors departmental workflow and production, drives process improvement initiatives, and serves as the primary escalation point for complex closing and funding matters.

• Provide day-to-day leadership, coaching, and oversight to the Closing Department.
• Supervise, mentor, and develop Closing Officers and support staff.
• Serve as the department's primary resource for complex SBA closing and eligibility matters.
• Review and approve high-risk or complex transactions prior to funding.
• Monitor team performance, pipeline management, and service-level expectations.
• Conduct quality reviews and provide coaching to maintain closing accuracy and compliance.
• Assist management with staffing, training, performance evaluations, and departmental initiatives.
• Identify and implement process improvements to enhance efficiency, compliance, and customer experience.
• Ensure consistent application of SBA SOPs, credit policy, and closing standards across the department.

• Lead the closing of complex SBA transactions from approval through funding.
• Review SBA Terms and Conditions, credit memorandums, underwriting analyses, and closing conditions to ensure eligibility and compliance.
• Prepare and review loan documents, including Notes, Guarantees, Security Instruments, UCC filings, Compliance Agreements, and SBA-required forms utilizing Laser Pro and other systems.
• Verify proper execution and completeness of all loan documentation.
• Review settlement statements, escrow instructions, title commitments, and wire requests for accuracy.
• Ensure all conditions precedent to funding are satisfied and properly documented.
• Manage escalated…