Senior Staff Accountant, Structured Finance

About Aqua Aqua Finance (Aqua) delivers flexible, consumer-friendly financing programs that help families across the U.S. bring their goals to life. From clean water solutions and home improvements to outdoor adventures, our financing options help make life’s essentials and experiences more affordable.

Our financing solutions make clean water, home renovations, and the great outdoors more affordable. We’re a growing, national company with values that are deeply rooted in a midwestern culture that cares about you as an individual. We succeed when you succeed and celebrate what you bring to Aqua. Here are Aqua, we say “Yes” to helping you succeed! Beyond finding your dream career, we aim to be a first-choice employer.

The Senior Staff Accountant, Structured Finance is responsible for managing complex accounting activities related to loan accounting, loan sales, securitizations, and structured finance transactions. This role provides accounting expertise, ensures accurate financial reporting, evaluates accounting standards, and supports the development of effective internal controls. The ideal candidate will possess strong technical accounting knowledge, analytical and problem-solving skills, and experience within the financial services industry.

This position works collaboratively with cross-functional teams to support financial operations, regulatory compliance, and strategic business initiatives.

• Lead accounting activities for new securitizations, loan sales, and lines of credit, ensuring accurate recording, reconciliation, and financial reporting.
• Analyze complex financial transactions and communicate accounting implications, financial impacts, and reporting requirements to key stakeholders.
• Research, interpret, and apply Generally Accepted Accounting Principles (GAAP) and new accounting standards to determine appropriate accounting treatment for business transactions.
• Identify and evaluate financial reporting risks and develop, implement, and maintain internal controls to mitigate potential exposure.
• Collaborate with cross-functional teams, including Operations, Treasury, and Finance, to provide technical accounting guidance and support business initiatives.
• Prepare, review, and complete weekly, monthly, quarterly, and annual internal and external financial reporting requirements, ensuring accuracy, completeness, and timeliness.
• Support month-end, quarter-end, and year-end close processes, including journal entries, account reconciliations, and financial statement analysis.
• Coordinate and respond to external financial statement audits, bank audits, and other financial information requests.
• Analyze large financial datasets to identify discrepancies, evaluate trends, and support accurate accounting and reporting.
• Identify opportunities to enhance accounting processes, strengthen internal controls, and improve operational efficiency.

• Bachelor’s degree in Accounting, Business, Finance, or commensurate work experience required CPA required 5 years of progressive accounting experience or three years of public accounting experience required.
• Experience with in the financial services industry, specifically loan accounting and loan sales, required.
• Strong knowledge of U.S. GAAP, financial reporting principles, and technical accounting research required.
• Advanced Microsoft Excel skills, including the ability to analyze, reconcile, and interpret large datasets.
• Proficiency in Microsoft Office Suite, including Word, Outlook, and PowerPoint.
• Strong analytical, critical thinking, and problem-solving skills with the ability to evaluate complex financial transactions.
• Exceptional attention to detail, accuracy, and organizational skills.
• Strong…