Senior Underwriter

Remote / Hybrid opportunity if within commuting distance of Jacksonville FL Area.

Core values speak to the heart of an organization and are the essence of a company’s identity. Everything we do is centered around our community
, customer service
, our stability
, and being trustworthy
. These values support our mission and vision, shape our culture, and provide a foundation for the future.

Offering a dynamic benefit package that includes but is not limited to:

• Four Medical Plan Offerings to choose from
• Employer HSA Contributions (Coverage/Plan exclusions)
• Employer Provided Life Insurance Policy
• Annual Health Incentive
• Annual Wellness Reimbursement
• Tuition Reimbursement program
• Generous Match 401k Retirement Plan
• Paid Sick Leave
• Paid Vacation Leave
• 11 Paid Holidays based on the Federal Reserve Calendar

If you are ready to take on a challenging and rewarding role; we invite you to apply for this exciting opportunity.

• Underwrites Conventional, FHA, VA, USDA Residential mortgage loan requests that binds bank for commitment.
• Recommends improvements to institution’s residential lending policies and procedures.
• Evaluate loan risks through application information and request additional information as necessary.
• Verify application information against loan criteria guidelines and standards.
• Make loan eligibility decisions and approving or rejecting application.
• Ensure compliance with company policies and guidelines.
• Document and effectively communicating reasons for the approval/denial of loans. Respond to questions, queries and requests with suitable information.
• Evaluate residential mortgage loans risk on a timely basis based on sound underwriting decisions.
• Provide prompt, quality service to originating branches and correspondents professionally.
• Upgrade information or processing and underwriting systems to verify, add, delete or waive conditions.
• Authorized to underwrite all conventional and jumbo loans to delegated authority.
• Respond to product questions and scenarios with suitable answers.
• Assist in training new underwriters.
• Provides the best service to our customers with innovative and creative solutions.

• Bachelor’s degree in business administration, finance, or related area preferred.
• Five to seven years of experience in all areas of the residential mortgage lending area preferred.
• CP Loan experience not required, but preferred
• Excellent computer, communication, analytical, and interpersonal skills.
• Good understanding of financial institution products and services.
• Ability to deal with time constraints and strong attention to detail.
• Extended hours sitting and performing computer tasks may be required.
• Employees confirm they are able to perform the essential functions of this position to continue employment with First Federal Bank.

Bilingual candidates encouraged to apply.

EQUAL OPPORTUNITY EMPLOYER / VET / DISABILITY

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