Relationship Manager; Rm; Sme Lending; P2P Lending
Job in
Jakarta Pusat, Jakarta, Indonesia
Listed on 2026-10-26
Listing for:
Nikel
Full Time
position Listed on 2026-10-26
Job specializations:
-
Finance & Banking
Credit Analyst, Loan Officer / Lending, Banking & Finance, Risk Manager/Analyst
Job Description & How to Apply Below
Location: Jakarta Pusat
Qualifications
- Education Min. S1 in all majors (preferably Economics, Management, Finance, or Accounting)
- Experienced: 2-4 years as a Relationship Manager (RM)/ Loan Officer in P2P Lending, Banking (SME/Commercial) or Non-Bank Financial Institution (LKNB) Industry
- Portfolio & Track Record:
Has a proven track record in achieving SME disbursement targets and managing loan portfolios in a healthy manner - Business Network:
Has a database/ pipeline of SME class borrowers who are active in various potential sectors - Credit Analysis:
Mastering financial statement analysis, cash flow analysis, and strong understanding of business credit risk assessment (underwriting)
- Finding and identifying potential high-potential borrowers on an SME scale who need business funding
- Conduct due diligence, site visits, and collect financial documents for prospective borrowers' businesses
- Prepare credit proposals and collaborate with the risk/underwriting team to ensure the feasibility of funding facilities
- Managing long-term relationships with borrowers and maintaining the quality of credit (Non-Performing Loans / NPLs) within safe limits
- Carry out the restructuring or initial billing process in case of payment constraints
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