Credit Analyst

PT Liu Gong Finance Indonesia is a growing financial services company specializing in heavy equipment financing
, supporting the development of various industries across Indonesia. As part of our growth, we are looking for a Credit Analyst to join our team.

• Bachelor degree in Engineering, Mathematics, Statistics and related fields from reputable university.
• Min. GPA of 3,00 / 4,00 (or equivalent).
• Familiar with Microsoft Excel (basic formulas, data tabulation).
• Strong leadership, analytical and decision-making.
• Proficient in English, both written and verbal, to support cross-functional collaboration and documentation.
• Willingness to travel across the nation.
• 1 or 2 years experienced in heavy equipment industry will be an advantage.
• Strong knowledge of industry trends, especially in the heavy equipment, coal mining, mineral mining, forestry will be an advantage.
• Understanding of credit risk assessment, financial statement analysis, portfolio monitoring, and regulatory compliance will be an advantage.

• Oversee and ensure the end-to-end credit application process across the designated area in compliance with company standards and policies, as well as external regulatory requirements.
• Review and prepare credit proposals and recommendations that align with internal credit policies and risk appetite.
• Perform on-site visits to assess customer business operations if required.
• Monitor portfolio performance and emerging risk trends both within the area and across relevant industry sectors.