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Credit Analyst
Job in
Jakarta Pusat, Jakarta, Indonesia
Listed on 2026-10-30
Listing for:
FLIN
Full Time
position Listed on 2026-10-30
Job specializations:
-
Finance & Banking
Risk Manager/Analyst, Financial Analyst, Credit Analyst
Job Description & How to Apply Below
Location: Jakarta Pusat
- Analyze credit bureau reports, bank statements, and KYC documents to evaluate applicants' creditworthiness, financial health, and compliance with regulatory standards.
- Conduct detailed financial analyses and risk assessments to assess loan applications and ensure informed credit decisions align with the company's risk appetite
- Develop, implement, and monitor risk management strategies by identifying potential risks, recommending mitigation measures, tracking key indicators, and ensuring compliance with credit policies and regulatory guidelines.
- Effectively communicate credit decisions, collaborate with internal teams to gather insights, and provide recommendations to enhance the credit assessment process and tools.
- Maintain detailed records of credit assessments, prepare reports on activities and portfolio performance, and support management with reports and presentations.
- Stay updated on industry trends, regulatory changes, and best practices in credit risk management.
- Contribute to the development and enhancement of credit assessment models and tools.
- Analyze credit bureau reports, bank statements, and KYC documents to evaluate applicants' creditworthiness, financial health, and compliance with regulatory standards.
- Conduct detailed financial analyses and risk assessments to assess loan applications and ensure informed credit decisions align with the company's risk appetite
- Develop, implement, and monitor risk management strategies by identifying potential risks, recommending mitigation measures, tracking key indicators, and ensuring compliance with credit policies and regulatory guidelines.
- Effectively communicate credit decisions, collaborate with internal teams to gather insights, and provide recommendations to enhance the credit assessment process and tools.
- Maintain detailed records of credit assessments, prepare reports on activities and portfolio performance, and support management with reports and presentations.
- Stay updated on industry trends, regulatory changes, and best practices in credit risk management.
- Contribute to the development and enhancement of credit assessment models and tools.
- Bachelor’s degree in Finance, Accounting, Economics or a related field.
- Proficient in Bahasa and English (Must have)
- Minimum of 2-3 years of experience in credit analysis in unsecured consumer lending.
- Experience with credit analysis software, tools, and credit scoring models.
- Proficiency in analyzing consumer bureau reports and bank statements.
- Strong understanding of KYC regulations and document verification processes.
- Attention to detail and accuracy in work.
- Ability to handle multiple tasks and prioritize effectively.
- Strong communication and interpersonal skills with an ability to work independently and as part of a team.
- Proficiency in MS Office Suite, particularly Excel and financial analysis tools.
- A strong personality who likes to build things from scratch, prioritizes learning, and wants to grow sustainably (not hyper-growth) by assuming significant responsibility.
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