Senior Business Analyst

Jeddah, Saudi Arabia Posted on 02/11/2026

Smartera 3S is an IT services and consultancy firm. Smartera 3S focuses upon adding value to its clients through building a partner relationship with clients. Smartera 3S offers business solutions that serve enterprise segments such as financial services, telecom and healthcare industries.

Smartera 3S is founded in 2015 and comprises senior consultants who have over 25 years of experience in various industry lines.

Smartera 3S combines both vertical domain knowledge and technology trends knowledge to come with a value-added blend for its clients.

Smartera 3S owns its own products and its own intellectual property services around data management, big data, IoT, and cloud technologies.

For more information please visit our website .

We are seeking an experienced Senior Business Analyst with 8+ years of proven experience in the financial sector and services industry. The ideal candidate will have a strong technical background (BSc in Computer Engineering or Computer Science) and extensive experience bridging business needs with technology solutions within banking, fintech, or financial services environments.

Location: Jeddah, Kingdom of Saudi Arabia (KSA)

• Lead end-to-end requirements gathering sessions with business stakeholders
• Analyze complex financial business requirements and processes and identify optimization opportunities
• Prepare and maintain Business Requirement Documents (BRD), Functional Requirement Documents (FRD), user stories, and process flows
• Perform AS-IS and TO-BE analysis and gap assessments
• Collaborate closely with IT, development, QA, and product teams to ensure successful solution delivery
• Support regulatory and compliance-related initiatives within financial services
• Conduct impact analysis for system enhancements and new implementations
• Participate in UAT planning, execution, and sign-off
• Ensure alignment between business objectives and technical solutions
• Provide data analysis and reporting insights to support decision-making
• Act as a subject matter expert (SME) in financial systems and services

• Bachelor's degree in Computer Engineering, Computer Science, or related field
• 8+ years of experience as a Business Analyst
• Proven experience in banking, financial services, fintech, or related financial domain
• Strong understanding of financial products (loans, payments, cards, treasury, risk, etc.)
• Experience working with core banking systems or financial platforms
• Strong knowledge of SDLC and Agile/Scrum methodologies
• Excellent documentation and stakeholder management skills
• Experience with tools such as Jira, Confluence, Visio/Lucidchart
• Advanced proficiency in Excel and data analysis

• SQL knowledge for data analysis and validation
• Experience with APIs and system integrations
• Understanding of regulatory and compliance requirements (e.g., AML, KYC, IFRS, Basel, etc.)
• Experience with reporting tools (Power BI, Tableau)
• Familiarity with digital banking or payment systems
• Core Banking Experience

• Strong analytical and problem-solving skills
• Excellent communication and presentation skills
• Leadership and mentoring abilities
• High attention to detail
• Ability to manage multiple projects in a fast paced environment